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Big 4 Audit=Golden Ticket to CFO/Controller Track? For those Current or Former Auditors out there or for ivan denisovich essay those that know the university essays count industry: Is it really true that a few years(2-3) in one day, audit is able to set the essay on war of independence foundation towards becoming a CFO/Controller? Obviously, there are many routes to CFO/Controller(IB, Consulting, Transaction Services, etc), but why is essay, it that audit is seen as such a valuable experience? Is it because you gain exposure to so many different accounting principles/methods that different companies in different industries use? Or is it because your able to people essay understand how different companies operate(revenue generation, expenses, financing, etc) or both? If so, it would make sense why a few years in audit would be more valuable than going straight into ivan, corporate accounting. Essay Of Independence! Also, if the goal after leaving audit is to one day denisovich some day become a CFO/Controller of a Private company, would the general best job to follow the one day audit stint be in corporate accounting to essays word count be more on one day denisovich essay the reporting side from the master s thesis research get-go and ivan, less on the detective side? Lastly, besides Audit, what other opportunities straight out of essays orwell undergrad(assuming that IB , consulting, Transaction services, corporate accounting etc are all within reach) are heavily accounting focused and are as valuable as a few years in audit or is ivan essay, audit really seen as the ideal experience? Want to research Vote on one day denisovich essay this Content?! No WSO Credits ? You're talking about CFO and Controller roles as if they're synonymous, when in reality they are not. Controllers typically are very accounting focused, whereas a CFO role is general objectives of thesis, much more varied.

Audit is seen as a good experience to have as a controller because you're expected to ivan keep auditors and master research, regulators off the company's back, and denisovich, understanding audit is a good step to orwell handling auditors better and prevent issues. One Day Essay! Controller roles will vary though. Master! You won't exit B4 into one day, a position like that unless you're exiting as a manager, or to master research topics a very, very tiny company. Denisovich Essay! fldps would be a good starting point of a career too. Rosicky! Basically anywhere you can get relevant experience with acceptable growth. This path is less common for accountants though, just cause Big 4 recruit more people.

Want to Vote on this Content?! No WSO Credits ? You have to understand how many people are auditors at Big 4s and are leaving after senior and managers. It's definitely not a golden ticket, as you are competing with people with the same background. It's just good experience and one day denisovich, another tickmark. Want to neighbor rosicky Vote on ivan denisovich this Content?! No WSO Credits ? Want to Vote on this Content?! No WSO Credits ? Related Content on master research topics Wall Street Oasis. Please tell us a little bit more about ivan denisovich yourself to send you the most relevant notifications. Week Month All Time Comments Investment Banking Resume Template - Official WSO CV Example Attached to the bottom of brainstorming for creative this post, you will find the ivan denisovich essay Wall Street Oasis Investment Banking Resume Template for neighbor undergraduate students, used by the WSO paid service and thousands of candidates to successfully land a job in investment banking. Denisovich Essay! For those of you looking to make sure your CV.

Take a Knee: Trump, the general objectives NFL, and the First Amendment In case you#039;ve been under a rock or are outside the ivan essay US, basically here#039;s the TLDR. 1984 Essays! NFL players started taking a knee during the national anthem to bring awareness to police brutality against denisovich essay, minorities (citing incidents like Michael Brown, Philando Castile, Alton Sterling, and others). Pre-Interview routine Obviously this depends greatly on helping essay an over ivan denisovich essay, the phone vs. Scottsboro A Mockingbird! in-person, but what does your process consist of? I have taken this opportunity to ivan essay describe my phone interview strategy: I hardly ever sleep the night before, because who knows, I may never get this opportunity again. I wake up groggy as. Cryptocurrency: How to Not Lose Your Life Savings Hi Monkeys, Long-time WSO lurker here wanting to give back to the community. I am a college student who recently interned for a company in the Bitcoin/Blockchain space. Trial Kill A Mockingbird Essay! With all the ivan denisovich buzz around Bitcoin right now, I felt it would be a good opportunity to university essays word share my thoughts on investing in. My Take on one day ivan essay Deciding Between Top Summer Analyst Offers I recently gave a piece of advice to a buddy#039;s younger brother who was choosing between some great SA offers.

I wanted to essays word count share it with all you young masters of the universe as well. In this specific case, my friend#039;s brother was choosing between two great EBs. One Day Denisovich! One that people on. Do#039;s Dont#039;s - 1st Year Private Equity Associate There are a lot of posts on writing WSO about denisovich IBD, the neighbor internship, the ivan essay do#039;s don#039;ts, how to 1984 essays orwell handle PE recruiting, etc. Ivan Denisovich Essay! I feel like there is a lack of material on techniques for creative writing the do#039;s and don#039;ts of one day ivan essay being a new PE associate. I felt like this definitely would have helped me handle the. General Objectives Of Thesis! AMA: From Pizza Delivery to Quantitative Research/Data Science/Programming What is one day ivan, going on, everybody? I have been a lurker on WSO for essays a while and thought I would share a story with you. Ivan Denisovich! Here goes nothing.

I worked full-time and university, went to school full-time pretty much all throughout school. Ivan Essay! Knowing I didn#039;t want to deliver pizza for the rest of essay on war of independence my life, I. Living in a city you hate, due to denisovich essay work I work for scottsboro trial essay a very well known tech firm (i.e., Amazon, Facebook, Google), and although the job is one day ivan denisovich essay, ok for university word the most part (fantastic hours, laid back, love the one day ivan denisovich people in my team), I absolutely despise the s thesis topics city I live in. Ivan Denisovich! After having lived in truly world class cities, the s thesis new reality has been brutal. Ivan Essay! Polarization and general objectives of thesis, Anger: A WSO Story I#039;ve been lurking/commenting for a while now and one day denisovich essay, I#039;ve seen WSO become an people unfortunate reflection of the ivan drivel I can find on master research any social media site. This site went from one day denisovich essay, some of the rosicky most prescient pre-crash analysis that the one day denisovich essay internet could provide combined with some hilarious.

Why are rational people so scarce on campuses? I would say that Ben Shapiro represents the most articulate and full body of ideas on the right side of the trial center as a conservative. I#039;ll layout some of the one day denisovich essay social ideas of a more moderate right sider, to give context into what I mean by the right of center and to university word count distinguish from one day essay, the. KPMG EVS Internship Interview from MBA level Hey folks, I have an general interview coming up here soon for one day ivan essay the EVS group at people essay, KPMG. Denisovich Essay! Talked to a recruiter at 1984 essays, a non-Business career fair, as an ivan denisovich MBA student (FT student at program rated around. Of Thesis! 25-30) and. Senior Hoping To Do PE After IB Hi guys, I'm a current senior at one day denisovich, a semi-target that was lucky enough to objectives get a FT offer in IB at one of the stronger BBs (think GS, MS, JPM) in a mid-tier group. One Day Essay! I know it's a bit early to brainstorming writing think about. One Day Ivan! Do investment banks listen to and to kill essay employees?

Looking at one day ivan denisovich essay, UBS's post-Brexit strategy, the answer seems to be a huge YES! Mr Orcel, president of the essay on war investment bank, decided to one day denisovich ask many of the London employees where they would like to word count go, and. Bad Interview The GS VP who interviewed me on one day ivan denisovich a superday said these stuff (his job) is master s thesis research, boring. It just slided out of denisovich his mouth like that. I believe he can only techniques for creative, be this honest in front of one day someone he will. Kill A Mockingbird! MM PE Analyst Exit Opps - Megafund? Hi guys, I have an offer from a MM PE shop for ivan denisovich an analyst position (think L Catterton/CCMP/Crestview level--about $10B in neighbor rosicky essay, committed capital). Ivan Denisovich Essay! To be frank, the compensation isn't as high as I had. Rosicky Essay! WSO Mobile Offers: Text WSO to 38470 and one day denisovich essay, get. . Brown Advisory First Round Interview Hi all, I was recently offered a first round phone interview with Brown Advisory for next week.

I couldn't find too much info about Brown Advisory outside of their website, so I was wondering if. Don#039;t know where to techniques for creative go/want A friend of one day ivan Mine who graduated in '12 with a quantitative degree and university word, then took 3 years off to ivan denisovich go to neighbor rosicky essay China to ivan essay start his own business (small business and working as accounting manager on the side) and. Master Research Topics! Direct Hire? Hello Everyone, I currently have an ivan essay internship that will end in and to a mockingbird essay, early spring and would like to one day essay pursue an analyst position. I was curious if anyone has heard of scottsboro trial and to a bank hiring someone and ivan denisovich essay, having them.

ICONIQ Capital Hey guys, I understand the essay on war 1857 firm is a family office for many of the wealthy in ivan essay, the Silicon Valley. I have applied for the financial analyst position at the company, and word count, if anyone has worked at denisovich essay, ICONIQ. Neighbor Rosicky! What do you bring to one day ivan essay work? To all the neighbor essay previous interns and ivan, junior members, what do you bring to rosicky work everyday? I'm in ivan, st but curious to hear about any position. This can range from backpack, briefcase, laptop bag to what'.

Info on people essay Financo Recruitment Process Has anybody gone through Financo's recruitment process? What could I expect from a first round and a superday? The Financo company overview page hasn't been updated in essay, quite awhile. Orwell! Thanks! Hot Girl Diaspora Out of the 100+ SA at my firm this past summer, the only hot girls (all 4 of them) in the class either went to one day other banks or didn't get a return offer. This is depressing because now I will be stuck. Financial Valuation Modeling Boot-Camp Financial modeling is a skill that any investment banking analyst will have to master. Although the scottsboro trial and to kill a mockingbird essay majority of investment banks and one day ivan denisovich, other financial firms now have formal training programs, many. Prop Shop Black Lists Name all the master research companies that blacklist for failing their interview. Essay! One I know for sure.Optiver, possibly Akuna but not 100%. These 6 FREE Financial Modeling Lessons.

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One day ivan denisovich essay

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Romeo and Juliet Quotes and Analysis. Two households, both alike in dignity, In fair Verona, where we lay our scene, From ancient grudge break to new mutiny, Where civil blood makes civil hands unclean. From forth the fatal loins of ivan denisovich these two foes. A pair of neighbor rosicky essay star-cross'd lovers take their life; Whose misadventured piteous overthrows. Do with their death bury their parents' strife. The fearful passage of their death-mark'd love, And the continuance of denisovich their parents' rage,

Which, but their children's end, nought could remove, Is now the master s thesis research two hours' traffic of our stage; The which if you with patient ears attend, What here shall miss, our toil shall strive to mend. Romeo and Juliet begins with a Chorus, which establishes the plot and tone of the play. This device was hardly new to Shakespeare, and in ivan denisovich essay, fact echoes the structure of Arthur Brooke's The Tragical History of Romeus and Juliet , the 1984 orwell poem that served as Shakespeare's inspiration. However, the one day Chorus also introduces a number of contradictions that resonate throughout the rest of the play. The Chorus speaks in a mockingbird essay, a sonnet, a very structured form of poetry that implies order. However, the ivan essay content of the sonnet – two families are unable to 1984 essays, control themselves, and hence bringing disaster to themselves – suggests incredible disorder. This systematic dissolution is central to ivan essay, the play.

It is typical for a tragedy to begin with a Chorus, and certainly, the 1984 essays orwell dire circumstances of this opening address reinforce that trope. However, Shakespeare never clearly addresses the question of whether or not Romeo and Juliet is one day ivan a classical tragedy - which is defined as a tragedy of Fate. By introducing a foreboding tone but refusing to general, lay the ivan denisovich essay blame at the universe’s feet, the Chorus also introduces Shakespeare's unique approach to tragedy. [To JULIET] If I profane with my unworthiest hand. This holy shrine, the gentle fine is this:

My lips, two blushing pilgrims, ready stand. To smooth that rough touch with a tender kiss. Good pilgrim, you do wrong your hand too much, Which mannerly devotion shows in this; For saints have hands that pilgrims' hands do touch, And palm to palm is master topics holy palmers' kiss.

Have not saints lips, and one day denisovich, holy palmers too? Ay, pilgrim, lips that they must use in prayer. O, then, dear saint, let lips do what hands do; They pray, grant thou, lest faith turn to 1984, despair. Saints do not move, though grant for ivan essay, prayers' sake.

Then move not, while my prayer's effect I take. Thus from my lips, by yours, my sin is purged. Then have my lips the sin that they have took. Sin from thy lips? O trespass sweetly urged! Give me my sin again. You kiss by the book. This exchange, Romeo and Juliet's first, is suitably passionate while also introducing the essay of independence 1857 idea that their relationship transcends traditional religious expectation. The lovers speak in a sonnet that invokes the images of one day essay saints and pilgrims. Shakespeare's choice to use a sonnet – a highly structured form – suggests that their love represents order.

The sonnet refers to rosicky essay, the fact that Romeo’s name translates to ‘pilgrim’ in Italian, but it is more significant for its sacrilegious use of the imagery. Denisovich Essay! Romeo and Juliet use religious images in a sexualized manner, which would most certainly have been considered sacrilegious. This conveys to research topics, the audience that the love between Romeo and Juliet exists despite the complications in the world around them. Therefore, as the sonnet implies, the only way for denisovich essay, them to pursue their feelings is to create their own little world. O Romeo, Romeo! wherefore art thou Romeo? Deny thy father and refuse thy name; Or, if thou wilt not, be but sworn my love, And I'll no longer be a Capulet. [Aside] Shall I hear more, or shall I speak at this?

'Tis but thy name that is my enemy; Thou art thyself, though not a Montague. What's Montague? it is rosicky essay nor hand, nor foot, Nor arm, nor face, nor any other part. Belonging to one day denisovich essay, a man. O, be some other name! What's in a name? that which we call a rose. By any other name would smell as sweet; So Romeo would, were he not Romeo call'd,

Retain that dear perfection which he owes. Without that title. Romeo, doff thy name, And for that name which is no part of thee. Take all myself.

Juliet's famous soliloquy is essay on war notable for more than its gorgeous language. It also allows Shakespeare to one day ivan denisovich, establish the general of thesis private nature of love by breaking the one day denisovich convention of a soliloquy, and it introduces the theme of identity as well. A soliloquy is writing commonly used to reveal a character's private thoughts to the audience, but kept secret from all of the other characters in the play. Ivan Essay! By having Romeo overhear Juliet's private words, Shakespeare creates a cocoon around their love, insinuating that pure love is meant to exist in a private world. Romeo's presence during Juliet's soliloquy is, on one hand, an invasion, but on the other hand, it is a reminder of the cost of intimacy. That Juliet both allows and neighbor, cherishes Romeo's interruption reminds the audience that true love asks requires lovers to reveal their most private thoughts to one another. Shakespeare also explicitly introduces the theme of identity in this passage. Juliet wishes that Romeo could transcend the denisovich conflict surrounding his name. Her famous declaration – What's in a name? that which we call a rose / By any other name would smell as sweet – explicitly expresses the idea that a person is more than his or her public identity or label. At this point, the lovers understand that they must eschew the expectations of society if they are to ever find true happiness.

Do not swear at neighbor rosicky, all; Or, if thou wilt, swear by thy gracious self, Which is the god of one day denisovich essay my idolatry, And I'll believe thee. This short line from the balcony scene explores the idea that true love requires both parties to essay 1857, be a self-contained unit. Juliet encourages this idea by suggesting that she will believe Romeo only if he swears to himself, rather than to a heavenly power. Romeo tries to swear by the moon, but Juliet remarks that because the moon waxes and wanes, it is too unreliable. Ivan Denisovich Essay! Instead, she says, Or if thou wilt, swear by master topics, thy gracious self.

Shakespeare often has characters encourage each other to be true to themselves first - and if they can, it is a sign that they can also be true to others. In this context, the characters must accept their individual identities (rather than their family names) in order to experience true love. By stressing this point, Juliet invokes the insular, selfish nature of love that defines her relationship with Romeo throughout the play. O, she knew well. Thy love did read by rote and could not spell. But come, young waverer, come, go with me,

In one respect I'll thy assistant be; For this alliance may so happy prove, To turn your households' rancour to pure love. O, let us hence; I stand on sudden haste. Wisely and slow; they stumble that run fast.

Shakespeare introduces Friar Laurence as a character with complicated motives. In this exchange, Laurence presents his unique multi-faceted psychology. He is, in many ways, an imperfect religious figure, one who is one day essay willing to trial and to, compromise the one day denisovich essay religious sanctity of marriage for the sake of a political goal. He clearly finds Romeo’s new passion suspect, but agrees to perform the ceremony so that he can help end the feud. The dichotomy between society's pressures and Romeo and Juliet's desires is again apparent here. Objectives! Friar Laurence also promotes moderation in the final line. Many scholars believe that Shakespeare meant his audience to understand that the tragedy in Romeo and Juliet is the result of a lack of moderation – Romeo and Juliet subsumed themselves too quickly to passion, and it consumed them. One Day Ivan Essay! However, this presumed message does not account for the complexities of their love. Laurence's insistence on moderation is trial a mockingbird essay arguably more applicable to Romeo and Juliet's families, who cannot manage their feud.

In this small exchange, Shakespeare again reveals his ability to craft unique psychology, even in one day ivan essay, a minor character. Why, is not this better now than groaning for of independence 1857, love? now art thou sociable, now art thou Romeo; now art. thou what thou art, by art as well as by ivan, nature: for this drivelling love is like a great natural, that runs lolling up and down to 1984 orwell, hide his bauble in a hole. When Romeo reconnects with Benvolio and Mercutio after meeting Juliet in ivan denisovich essay, her courtyard, Mercutio speaks these lines to him out of admiration.

As Mercutio notes, Romeo has traded his tendency for pensive moping and can now verbally jest with ease. In calling Romeo sociable, Mercutio is potentially suggesting that after meeting Juliet, Romeo has reclaimed his masculinity - he is now the man he is meant to be by essays, art as well as nature. However, these lines also indicate that Romeo has discovered his true identity now that he has sworn his love to Juliet. He loves no less than he had before (he actually loves more), but he now knows that he need not broadcast those feelings to the world. He no longer has use for generating attention in that way, because he has found a new outlet for one day essay, his passion. Therefore, when Mercutio commends his friend's new attitude, he is noting that Romeo has indeed matured. By extension, Shakespeare suggests that love helps a person achieve autonomy, and essays orwell, therefore, navigate the world with confidence. No, 'tis not so deep as a well, nor so wide as a. church-door; but 'tis enough,'twill serve: ask for. me to-morrow, and one day ivan, you shall find me a grave man.

I. am peppered, I warrant, for this world. A plague o' both your houses! 'Zounds, a dog, a rat, a mouse, a. cat, to scratch a man to death! a braggart, a. rogue, a villain, that fights by the book of. arithmetic! Why the general objectives devil came you between us? I. was hurt under your arm. I thought all for the best.

Help me into some house, Benvolio, Or I shall faint. A plague o' both your houses! They have made worms' meat of me: I have it, And soundly too: your houses! In the final lines before his death, Mercutio cements his place as one of Romeo and Juliet 's most enduring characters. Even while he is on his deathbed, Mercutio displays a singular talent for verbal acrobatics and jest, insisting he will be a grave man by the next day and suggesting that his mortal wound is still not enough to force him to go to church.

However, his energy also takes a darker turn, as he cries out, A plague o' both your houses. Ivan! Mercutio uses his last breaths to chastise the rosicky Montagues and Capulets for their bloody feud - which is entirely preventable. He screams this famous phrase three times in succession, as if it were an actual curse - an denisovich essay appropriate punishment for the bloodshed that has occurred. Mercutio’s murder, meanwhile, forces Romeo into general objectives of thesis, adulthood. One Day Essay! Before his friend's death, Romeo is able to separate himself from his family, considering the feud a childish distraction - but once it starts to affect him directly, he cannot help but take action. He kills Tybalt to general objectives, avenge Mercutio's death, and must suffer the consequences. When Mercutio dies, Romeo learns the hard way that his actions have real-world consequences, despite his noble intentions.

Perhaps to make sure his pensive friend does not miss out on one day, the lesson, Mercutio makes it abundantly clear in his final words – Romeo is a member of the Montague 'house' whether he likes it or not. Gallop apace, you fiery-footed steeds, Towards Phoebus' lodging: such a wagoner. As Phaethon would whip you to the west, And bring in cloudy night immediately. Spread thy close curtain, love-performing night, That runaway's eyes may wink and Romeo. Leap to scottsboro and to, these arms, untalk'd of and denisovich, unseen. Lovers can see to do their amorous rites. By their own beauties; or, if love be blind, It best agrees with night.

Come, civil night, Thou sober-suited matron, all in black, And learn me how to lose a winning match, Play'd for a pair of stainless maidenhoods: Hood my unmann'd blood, bating in 1984 orwell, my cheeks, With thy black mantle; till strange love, grown bold,

Think true love acted simple modesty. Come, night; come, Romeo; come, thou day in one day essay, night; For thou wilt lie upon the wings of night. Whiter than new snow on a raven's back. Come, gentle night, come, loving, black-brow'd night, Give me my Romeo; and, when he shall die, Take him and cut him out in essay on war 1857, little stars, And he will make the face of heaven so fine. That all the world will be in one day ivan, love with night. And pay no worship to neighbor rosicky essay, the garish sun. O, I have bought the one day ivan essay mansion of a love,

But not possess'd it, and, though I am sold, Not yet enjoy'd: so tedious is this day. As is the night before some festival. To an impatient child that hath new robes. And may not wear them.

O, here comes my nurse, And she brings news; and every tongue that speaks. But Romeo's name speaks heavenly eloquence. This is one of Romeo and Juliet 's most elegant soliloquies. Scottsboro A Mockingbird! Juliet testifies to one day denisovich, the power of separation from techniques, her beloved and reminds the one day ivan essay audience of the play's recurring theme of master s thesis research topics order vs. disorder. As Shakespeare establishes earlier in the play, Juliet associates order with the one day denisovich essay calm of essays night and disorder with the complications of ivan essay daytime.

The dramatic irony of her speech is that by this point, the audience knows that Romeo has killed Tybalt and will soon be punished, while Juliet does not - which only 1984 essays orwell, underscores the intensity of the divide between order and one day ivan essay, disorder. Furthermore, Juliet's language has sexual overtones because she is scottsboro essay anticipating the one day consummation of her marriage. 1984 Essays Orwell! She thinks of ivan denisovich essay nighttime as the time when she and her lover can find peace away from the chaos surrounding them. She also betrays her age and youthful idealism in s thesis topics, her childish hope that the power of their love can change the world. Her optimism is ivan denisovich essay all the brainstorming techniques more affecting because the Nurse arrives moments later and tells Juliet the bad news of Romeo's banishment. Hold thy desperate hand: Art thou a man? thy form cries out thou art: Thy tears are womanish; thy wild acts denote. The unreasonable fury of a beast: Unseemly woman in one day denisovich essay, a seeming man! Or ill-beseeming beast in of thesis, seeming both!

Thou hast amazed me: by my holy order, I thought thy disposition better temper'd. Hast thou slain Tybalt? wilt thou slay thyself? And stay thy lady too that lives in thee, By doing damned hate upon thyself?

Why rail'st thou on thy birth, the one day ivan denisovich essay heaven, and earth? Since birth, and heaven, and earth, all three do meet. In thee at once; which thou at once wouldst lose. Fie, fie, thou shamest thy shape, thy love, thy wit; Which, like a usurer, abound'st in all,

And usest none in that true use indeed. Which should bedeck thy shape, thy love, thy wit: Thy noble shape is but a form of wax, Digressing from the valour of a man; Thy dear love sworn but hollow perjury,

Killing that love which thou hast vow'd to 1984 essays orwell, cherish; Thy wit, that ornament to shape and love, Misshapen in the conduct of one day ivan essay them both, Like powder in on war, a skitless soldier's flask, Is set afire by thine own ignorance, And thou dismember'd with thine own defence. What, rouse thee, man! thy Juliet is denisovich essay alive, For whose dear sake thou wast but lately dead; There art thou happy: Tybalt would kill thee, But thou slew'st Tybalt; there are thou happy too: The law that threaten'd death becomes thy friend.

And turns it to brainstorming techniques writing, exile; there art thou happy: A pack of blessings lights up upon thy back; Happiness courts thee in her best array; But, like a misbehaved and essay, sullen wench, Thou pout'st upon thy fortune and thy love: Take heed, take heed, for neighbor, such die miserable.

Go, get thee to one day essay, thy love, as was decreed, Ascend her chamber, hence and comfort her: But look thou stay not till the watch be set, For then thou canst not pass to kill, Mantua; Where thou shalt live, till we can find a time. To blaze your marriage, reconcile your friends, Beg pardon of the prince, and call thee back. With twenty hundred thousand times more joy. Than thou went'st forth in lamentation. Go before, nurse: commend me to thy lady; And bid her hasten all the ivan house to bed,

Which heavy sorrow makes them apt unto: Romeo is coming. In this passage, Friar Laurence chides Romeo for attempting suicide when the scottsboro a mockingbird essay young man is facing banishment for Tybalt's murder. Friar Laurence criticizes Romeo for his cowardice, suggesting that by trying to take his own life, Romeo is one day ivan displaying feminine characteristics. Laurence also tries to snap Romeo out of essay of independence his pessimism, pointing out one day denisovich essay that neither he nor Juliet are actually dead. The Friar's rebuke is an example of the fact that Romeo and Juliet is a new kind of tragedy - where psychology is to blame rather than fate. At this point, Romeo is desperate and has chosen to end his life - but human intervention is the only reason he does not follow through. Techniques! In telling Romeo to simply wait until we can find a time/To blaze your marriage, Friar Laurence is denisovich essay demanding that Romeo behave like a rational adult and deal with his problem in master, a suitably mature way.

While some of one day ivan denisovich Friar Laurence's lesson gets through to Romeo, what the holy man does not understand is essays that Romeo is essay still a passionate youth who might reconnect with Juliet but has little interest in the demands of and to essay measured maturity. In this way, this speech also foreshadows the way that impetuous, passionate youth plays a major part in the play's tragic ending. A glooming peace this morning with it brings; The sun, for sorrow, will not show his head: Go hence, to have more talk of these sad things; Some shall be pardon'd, and some punished: For never was a story of more woe. Than this of one day ivan essay Juliet and her Romeo.

In the concluding speech of Romeo and Juliet , the Prince wraps up the tragic plot and and to a mockingbird, suggests the possibility of future peace between the Montagues and Capulets. He does describe it as a glooming peace, which does not detract from the fact that the play has reached a reconciliation, but it is also indicative of some more subtle points. First of all, Romeo and one day, Juliet is not truly a classical tragedy because it ends with a reconciliation instead of neighbor essay total annihilation. Some scholars do not ascribe to this interpretation but regardless, it is clear that the play has moral overtones, since the one day ivan essay youthful purity of Romeo and Juliet's love leads to positive changes in their world, even though they are no longer alive. When the Prince notes that the essay of independence sun…will not show his head, it reminds the essay audience about the connection between daytime and disorder. The lesson here seems to be then, that tragedy can lead to neighbor essay, change, if people are actually willing to learn from it. How To Cite in one day ivan, MLA Format.

Study Guide Navigation About Romeo and Juliet Romeo and Juliet Summary Character List Glossary Themes Quotes and general, Analysis Summary And Analysis Act 1 Act 2 Act 3 Act 4 Act 5 About Shakespearean Theater Related Links Essay Questions Quizzes - Test Yourself! Quiz 1 Quiz 2 Quiz 3 Quiz 4 Citations Related Content Study Guide Essays Q A Lesson Plan E-Text Mini-Store William Shakespeare Biography. Romeo and Juliet Questions and Answers. The Question and Answer section for Romeo and Juliet is a great resource to ask questions, find answers, and discuss the novel. These are pretty different works. Blake's A Poison Tree is one day ivan denisovich a short lyrical poem, while Romeo and Juliet’s a play. R and J gave us a very traditional view of Christianity while Blake was all about essays, inventing religion. There are thematic parallels. Paris thinks that a wedding will cheer people up after the ivan denisovich essay tragedy of Tybalt's death. Tybalt is a hothead and a tough guy.

Unlike his character foil Mercutio, Tybalt doesn't have a sense of humor. Tybalt threatens Mercutio because it is basically what he does. He is Prince of Cats tough guy for the Capulets. Hating Montagues is. Romeo and Juliet study guide contains a biography of William Shakespeare, literature essays, a complete e-text, quiz questions, major themes, characters, and neighbor rosicky essay, a full summary and one day ivan denisovich, analysis.

Romeo and Juliet essays are academic essays for trial, citation. These papers were written primarily by students and provide critical analysis of Romeo and Juliet by William Shakespeare. Romeo and Juliet e-text contains the one day ivan full text of on war of independence 1857 Romeo and Juliet by ivan denisovich essay, William Shakespeare.

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18 Free Massage Therapist Resume Samples. Massage therapy has been used for thousands of years by different cultures around the world. It is a practice that has become more and more popular over the years. The field of massage therapy continues to grow, and is expected to have continued growth into ivan essay the future. It is estimated that there are 280,000 to 320,000 massage therapists and massage school students in the U.S.

It is predicted that the field will continue to grow by 20% over the next decade. One reason for the continued growth in the field is that medical professionals are now seeing results from clinical studies that indicate that using massage therapy is good for your health . It is no longer seen as just a luxury. Massage is now being used in a number of general, clinical areas for one day denisovich, treatment of medical problems such as asthma, anxiety, bronchitis, headaches, allergies, sports injuries, and in patients with joint and muscle diseases like arthritis and fibromyalgia. It is also used in rosicky cancer treatment centers as well postoperatively, to ease withdrawal symptoms from ivan denisovich essay, alcohol, and to general objectives of thesis, reduce heart rate and blood pressure. There are many more positive health benefits of massage. In society today, people are becoming more aware of the importance of taking care of themselves and their health . They are more apt to seek massage therapy for managing pain, increasing energy, lowering stress levels, and managing other symptoms created by various physical and emotional disorders. Massage therapists help people feel better and they have many different ways to deliver the ivan essay, relief.

Currently, there are over 200 types of massage methods, each using various techniques. A few of the most popular types of massage are Swedish, deep tissue, and sports massage. Other types include trigger point, shiatsu, acupressure, hot stone, and reflexology. Massage therapists often become experts in several different modalities so they can offer more to their clients. There are newer forms of massage that are growing in essay on war popularity, too, such as #8220;Watsu#8221; or water shiatsu.

This type of massage occurs in water. Massage therapists typically confer with their clients before treatment to determine what type of massage is ivan denisovich, best for each individual client, as different massages are used depending on the client#8217;s condition and desires. Size: 33 KB Downloads: 3470 Download: zip and brainstorming, docx Uploaded: 2013-10-20 12:48:00 / 3288. For remedial massage therapists, this basic chronological resume showcases skills in diagnostics and treatment determination. The focus is on describing the techniques you have applied in one day ivan real-world situations and the progress for clients suffering from various ailments. Like many professions, massage therapists must be trained and licensed . Requirements vary greatly by state.

To obtain a license, most states require massage therapists to complete a formal training program and pass an examination. College and university programs typically require a minimum of 500 hours of training. Some programs provide a general overview of the field, while others may offer specializations in different areas. For students interested in running their own business, business courses are available. Massage therapists are employed in various types of environments . Some work in private physician#8217;s offices, nursing homes, or hospitals. Others are employed by salons or spas, fitness centers, shopping malls, hotels and general objectives of thesis, resorts, and cruise ships.

Some offer the flexibility of traveling to clients#8217; homes or offices to provide massages, others have private offices and have the convenience of working out of their homes. Massage therapists can work full-time or part-time . The amount that they make depends on how many hours they work, and how many clients they work on. Due to ivan denisovich, the physical demands of massage, full-time is defined as 17 or more hours of actual massage a week. Additional time is usually spent on things like billing, scheduling, housekeeping, and marketing, to name a few. Techniques Writing! On average, salary estimates for one day, a full-time massage therapist in 2013 are approximately $35,000 to brainstorming techniques for creative writing, $45,000 per year . However, many professionals only work on a part-time basis and do not make quite as much. Ivan Denisovich Essay! Massage therapy is a customer service-oriented field . Objectives Of Thesis! Massage specialists work directly with all sorts of clients, and one day denisovich essay, many people are initially a bit hesitant and uncomfortable with the techniques for creative, process of massage therapy. Essay! To be a successful massage therapist, it is important to have compassion, as well as good listening and communication skills. Providing a calming and relaxing environment is essential. Clients expect to feel relaxed and at ease when receiving a massage. Of Independence! As noted earlier, physical stamina is one day denisovich, also important. Massage therapists stand for very long periods of time in order to perform massages.

They also need to be able to essay, lift approximately 50 pounds as they are constantly moving and lifting different parts of the body while performing massages. A career in massage therapy provides the one day denisovich essay, opportunity to help others in a caring and positive way. With it also comes flexibility and stability. With increasing demands for more massage therapists in research the near future, it is a perfect choice for someone who is looking for a career where the rewards are both personal and professional. Ivan Denisovich! This hybrid resume is for a massage therapist with a decade of experience in brainstorming techniques for creative writing the industry, a broad range of knowledge, and professional qualities. It emphasizes both the ivan essay, therapist's list of acquired skills—including ancillary skills related to operating a massage business—as well as a long and steady work history. Size: 32 KB Downloads: 3093 Filename: Experienced-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3262. General Licensed Massage Therapist. If you're a licensed massage therapist with a work history and qualifications that are enviable, consider this combination resume. That skills and techniques writing, qualifications are listed first and show the applicant's proficiency in a various massage therapy techniques as well as concern for patients' well being. Also featured is the list of one day ivan, professional experiences, which highlight the neighbor rosicky, therapist's extensive therapeutic expertise.

Size: 37 KB Downloads: 2193 Filename: General-Licensed-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3270. This progressive resume expresses the therapist's ability with both different massage techniques and operational skills. The latter includes not only building and keeping clientele, but also preparing reports, keeping confidential files, and one day ivan denisovich essay, cleaning and sterilization of massage rooms. General Of Thesis! This resume projects a strong image of the candidate's work ethic and advancement potential. Size: 34 KB Downloads: 1798 Filename: Licensed-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3278. One Day Essay! For a registered massage therapist, this chronological resume focuses on the many years of experience the applicant has in the industry. It lists the techniques used in previous positions, and includes an interest in the alternative medicine of psychodynamic psychotherapy. Size: 35 KB Downloads: 1132 Filename: Private-Practice-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3280. Recent Graduate Massage Therapist. If you're a new graduate of massage training programs, then you should consider using a functional resume like this.

The emphasis is on the techniques learned in school and the candidate's preparedness for 1857, professional life. The work history shows comfort dealing with the public and highlights the candidate's achievements, but is relegated to the end of the resume because it is not relevant to the industry. Size: 37 KB Downloads: 2614 Filename: Recent-Graduate-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3282. This professional, functional resume is for a massage therapist with limited or inconsistent work history, but with an extensive knowledge of the field and an impressive list of one day denisovich, qualifications. The focus is on skills, expertise, and bedside manner.

Employment history isn't included. Size: 45 KB Downloads: 1455 Filename: Registered-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3284. If you want your resume to emphasize your bedside manner, then this style is for you! The emphasis in this chronological resume is on the patients' needs. Unlike other resumes, the rosicky, different techniques used by the therapist are not gone into in depth, but instead the resume states the one day, kinds of clients helped. The implication in this kind of delivery is of a capable therapist who puts the needs of her clients first. Size: 32 KB Downloads: 1087 Filename: Relaxology-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3286. Student Massage Clinic Coordinator.

This chronological resume adds a little color to its professional style, which can help it stand out in appearance from others in the stack. It was created for essays, a recent graduate of massage therapy whose only previous experience was in a work-study program. Ivan Essay! The emphasis is degrees and certifications earned, and GPA. Essay On War Of Independence! Size: 31 KB Downloads: 968 Filename: Student-Massage-Clinic-Coordinator.docx Uploaded: 2013-10-20 12:48:00 / 3290. Experienced Therapist With Skills In Sales And Marketing. One Day Ivan Denisovich! If part of your expertise is in the operations of a massage therapy clinic, then you should check out this functional resume. Orwell! Sales, client relations, and office management are all highlighted, showing your potential employer that you know there is more to running a business than was taught in Shiatsu class. While employment history is left out, daily responsibilities pertaining to ivan essay, client and prospective client contacts are detailed. Objectives! Size: 34 KB Downloads: 944 Filename: Experienced-Therapist-with-skills-in-Sales-and-Marketing.docx Uploaded: 2013-10-20 12:48:00 / 3264. Full Time Massage Therapist In Spa Or Clinic.

With section headers colored differently from the rest of the resume, resume is memorable but professional. Educational institutions attended, certificates earned, and one day ivan denisovich essay, honors received for high performance are emphasized, as are skills developed in 1984 essays orwell training. Duties performed during limited employment are detailed more extensively than on resumes with longer work histories. Ivan Essay! Size: 39 KB Downloads: 1191 Filename: Full-time-Massage-Therapist-in-Spa-or-Clinic.docx Uploaded: 2013-10-20 12:48:00 / 3268. Generic Licensed Massage Therapist. This combination resume focuses on professional strengths and special areas of expertise. Work history is included but listed second. Specialty skills in business development are featured, making this a strong resume option for candidates aspiring to junior management and essays orwell, sales or sales management roles. One Day! Size: 123 KB Downloads: 938 Filename: Generic-Licensed-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3272. Experienced Wellness Center Massage Therapist.

Applicants who've owned and essay on war 1857, operated their own massage clinic, but who find themselves applying to other businesses, should consider this resume template. It begins with a description of the candidate's strengths before listing her work history chronologically. This technique allows the candidate to show her own selectivity in choosing a new work environment, as well as her history as an owner and operator of a massage clinic. The resume features the applicant's interest in performing high value-added tasks, and goals reflecting commitment to exemplary accomplishments in one day denisovich essay client retention. Size: 35 KB Downloads: 904 Filename: Experienced-Wellness-Center-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3266.

The straightforward presentation of essay of independence, this resume allows the applicant to one day, show off her depth of master s thesis topics, knowledge and range of denisovich, skills. Orwell! By providing a summary of qualifications, listing the applicant's skills, and one day ivan denisovich essay, finally showing a steady work history, this hybrid resume packs a depth of experience onto neighbor rosicky a single page. Candidates seeking lead positions will benefit from the dense style of this template, as well as the examples it uses, which are elevated management and marketing support tasks. Size: 46 KB Downloads: 882 Filename: Lead-Massage-Therapist.docx Uploaded: 2013-10-20 12:48:00 / 3276. Generic Therapeutic Massage Therapy. This ultra-contemporary presentation follows today's preferred format of the chronological resume. Denisovich! Information is topics, given as succinctly as possible, in a bulleted list, and one day ivan, limited to employment background.

Note the well-measured use of white space and essay, variations on a single font. This resume style is best for one day ivan essay, applicants with strong work history. And To A Mockingbird! Size: 33 KB Downloads: 1100 Filename: Generic-Therapeutic-Massage-Therapy.docx Uploaded: 2013-10-20 12:48:00 / 3274. Massage Therapist Resume Without Experience. By cleverly listing qualifications, this resume presents the one day ivan essay, newcomer to the field as an efficient candidate who will bring fresh perspectives to the therapeutic massage industry. The bold approach of this all-centered, streamlined resume makes an impression for techniques, the candidate that her scant work experience cannot. Emphasis is on education, skills learned, and applicable natural talents. Essay! Size: 183 B Downloads: 1001 Filename: massage-therapist-resume-without-experience.docx Uploaded: 2015-08-25 05:38:00 / 8261. Massage Therapist Rehabilitation Center.

This polished resume stands out brainstorming for creative, with space for one day ivan denisovich, a customizable image. Emphasis is on communication, skills required to guide clients through rehabilitative programs, and analysis of clients#039; therapeutic needs. Maintenance of organizational systems and proficiencies in therapeutic treatments are also emphasized. Users of scottsboro trial and to a mockingbird, this template should ensure that a personal photo will be welcomed by the company before submitting it. Size: 186 KB Downloads: 1167 Filename: Massage-Therapist-Rehabilitation-Center.docx Uploaded: 2015-08-25 05:44:00 / 8265. One Day Essay! In this hybrid resume template, the essay, applicant shows his massage therapy degree, lists his employment history in one day ivan denisovich essay the industry, and provides a summary of essay of independence, relevant skills. One Day Essay! With his employment dates prominently justified to objectives, the left and work experiences with hanging indents, this style of resume would be best for people who have worked for leaders in their industry and who have steady work histories. Size: 183 B Downloads: 761 Filename: therapeutic-massages-specialist.docx Uploaded: 2015-08-25 05:50:00 / 8268.

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Create your free Business Plan now. Make an ivan essay investment-worthy business plan easily with our free template. Select a Industry Fill in essays, the Form. Complete your Business Plan. Print and one day ivan, Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples.

Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and 1984, (2) a document that is ivan filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and scottsboro trial kill essay, section subtitles that you will need to one day essay, successfully complete your plan.

Our first plan contains the essay on war of independence 1857 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and ivan denisovich essay, Financing: In this chapter, the goal is to outline the legal and for creative writing, operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and one day ivan denisovich, Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and neighbor, indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for one day denisovich essay, them , and neighbor, the latest trends among these consumers in terms of growth and behavior. One Day! Chapter 5: Marketing and techniques for creative, Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and ivan denisovich, distribution. Chapter 6: Strategy and objectives, Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals.

Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and ivan denisovich, calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to scottsboro trial and to a mockingbird, reference. One Day Essay! Each section gives an example of scottsboro and to kill a mockingbird essay, what you should write. Ivan Essay! Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below.

Downloading this small business plan comes at no cost, so feel free to general objectives of thesis, start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. One Day Ivan! A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and objectives of thesis, cover every aspect of your industry, including the critical relation between marketing and denisovich essay, sales to your company’s finances. Your plan should include the following sections before you submit it to investors. Scottsboro Trial And To Kill! Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about one day denisovich, what makes your business strong and worthy of investment . It covers the essay on war of independence 1857 major highlights of the rest of one day ivan essay, your plan’s chapters.

The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is essays orwell your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is one day essay sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of kill a mockingbird essay, your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and essay, analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web.

We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to essays orwell, expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the one day ivan tangible results in which you use to prove success of the brainstorming techniques for creative writing venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of one day ivan denisovich, their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into scottsboro trial and to a mockingbird, more detail in the Products and Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and one day ivan denisovich essay, whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section.

Describe briefly how you will market your product or service. Summarize the major points in the Marketing and techniques for creative, Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the one day denisovich use of the topics funds, and one day ivan denisovich, when you expect to reach your next milestone event and/or start paying back the loan.

Keep this at an overview level , as you will go into research, more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the ivan financial planning process before attacking this section. Only then will you be able to identify the essays orwell amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Denisovich! Investors will use this information to gauge the future likelihood of 1984, success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on one day essay, how to lay out the various components of a business plan. Our approach for the company overview section is to provide the reader with the brainstorming writing company’s legal information, address and a brief description of the company’s history.

Since there are follow up sections in this chapter that over go the company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the one day essay broad differences between the most common company types. A sole proprietorship, according to s thesis research topics, the IRS: “A sole proprietor is one day ivan denisovich essay someone who owns an unincorporated business by him or herself.” While the most simple to set up and the most common, there is 1984 orwell a significant drawback: you will be personally liable for any obligations. One Day Ivan! So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in scottsboro trial and to a mockingbird, court, the one day ivan essay creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to and to kill a mockingbird essay, carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in one day essay, the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to neighbor rosicky, file dissolution documents if dissolving the denisovich partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities.

Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and 1984, (2) Limited partners that have no personal liability beyond their investment in one day ivan essay, the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is trial a mockingbird essay a separate legal entity owned by shareholders. Ivan! A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and scottsboro trial kill, then any dividends distributed to ivan, shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at on war of independence the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and one day ivan essay, only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to neighbor rosicky essay, use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and ivan denisovich, your future office plans once your company expands, if applicable.

For start-ups, and especially those seeking financing, the of thesis Management Team section is especially critical. One Day Denisovich! With the lack of history, there is little investors can go by to gauge the future success of a venture. The question lenders and rosicky, investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to ivan essay, execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to general, execute on the company’s vision. If you have an established business the information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company.

As a company grows from start-up to established business, the denisovich management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the 1984 essays orwell highest authority in the management of the company. For our purposes (context of one day denisovich essay, a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for 1984 essays, the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and denisovich, provides it with assistance when needed. Brainstorming Techniques Writing! Choose individuals with knowledge in your industry and are willing to play a role in denisovich essay, your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on objectives, building your Advisory Board: Choose a well-respected and one day essay, well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the Board.

Choose individuals that have strengths and rosicky, relationships your business will need. One Day! As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the techniques writing reader how much money you need to raise, what you are going to one day denisovich, use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process.

Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is general essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essay essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to raise from neighbor rosicky essay, investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when?

What do you think your company is worth? If you are seeking financing (regardless of one day ivan denisovich, its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to brainstorming, have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to one day ivan denisovich essay, the next stage in its product development lifecycle (i.e.; milestone event). Scottsboro Trial A Mockingbird Essay! But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to essay, grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and general, when? The financial statements provide the one day ivan essay answer to the first two questions (which is why we recommend you complete your plan first).

To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on essay of independence 1857, this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the one day ivan denisovich essay end of the day it really comes down to what an brainstorming writing investor thinks your company is worth (which is more art than science).

However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of denisovich, future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. Essay! This is a common approach in the real estate industry.

The income approach seeks to determine a company’s value by using its expected profit over ivan denisovich, time and essay, then placing a value on that future stream of income in one day ivan, today’s terms . And To A Mockingbird Essay! Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for denisovich essay, risk. Now you have all the pieces to complete the equation. You have the amount of money you need by general objectives of thesis looking at cumulative cash flow. Ivan Essay! You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule. Brainstorming Techniques Writing! Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on denisovich essay, servicing the loan.

For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the trial and to following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement.

Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on denisovich, your financial model you anticipate relatively small yet variable expenses month to neighbor essay, month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to one day ivan denisovich, a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about essay of independence 1857, your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to essay, this section. Angel investors and VCs demand a large return on essays, their investment since they are taking a large risk by investing into essay, your company.

Therefore, you need to include detailed information on how you intend to sell the of thesis company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. One Day Denisovich! You need to demonstrate your business has the potential to either take substantial market share from an 1984 essays orwell incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to one day ivan essay, Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company.

It’s a statement your employees and customers can get behind. Some tips on general objectives of thesis, writing a well-crafted mission statement: Keep it short. Denisovich! 1-2 sentences max. Don’t use “fluff” words. Writing! Make the one day ivan statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose.

Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. Research! By using the words “innovate” and one day ivan denisovich essay, “prevail over general of thesis, serious diseases” it serves as a rallying call for one day ivan denisovich, their thousands of employees that what they are doing is (1) cutting edge and general objectives, (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the one day jurisdictions in which it operates and at all times observing the highest ethical standards.”

Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and rosicky, borderline absurd (are there companies that do not want to adhere to local and one day denisovich, federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the neighbor rosicky essay nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only one day ivan essay, stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the brainstorming techniques point of having a mission statement.

This is one day denisovich essay predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is dictated by rosicky the relevancy of the information to the reader and one day ivan denisovich, how this information helps strengthen your plan’s ability to build credibility for your company. Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. General Objectives! They are best when quantifiable and measureable.

For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for denisovich essay, your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of scottsboro kill a mockingbird, consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from one day ivan denisovich essay, unreasonable price increases. General Of Thesis! You can read a detailed article about what to look for one day ivan, in a lease agreement here. Provide detailed information on the manufacturing facilities. Of Thesis! For example, your operation may require a reliable source of electricity and one day ivan, water.

Describe how the facility provides the business with these resources. If the 1984 facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of one day ivan, your business even if you are not in retail or manufacturing. For example, you might want to of thesis, open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and denisovich, financing section of your business plan. Writing the Products and Services Chapter. The products and and to a mockingbird essay, services chapter of your business plan should be written clearly and descriptively, to one day ivan denisovich essay, help give investors a comprehensive understanding of the bread and butter of your business.

Your products and services section should include the neighbor rosicky essay following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and ivan, Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of trial and to kill essay, benefits vs. Denisovich Essay! features. What is the consumer really buying?

For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the general of thesis functional aspects of one day ivan, your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is brainstorming for creative writing indefinitely more expensive then keeping an existing customer. One of the ivan essay reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to rosicky essay, existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is one day ivan denisovich essay a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Objectives Of Thesis! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer.

You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to one day ivan denisovich essay, start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and master s thesis topics, one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis.

The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only ivan denisovich, do you have to worry about current competitors you can see, but you have to be vigilant and of thesis, be on the lookout for one day denisovich essay, new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the general likelihood of new entrants high if: The industry sees high margins (its super profitable) There is ivan essay unmet demand (more customers then suppliers) There are no major barriers to for creative, entry (does not take much to start competing) There is future growth potential (such as mobile apps)

Much of this is denisovich common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the scottsboro trial and to kill a mockingbird essay process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. One Day Ivan! Some things to scottsboro kill essay, consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on one day, hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver.

Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to essay of independence, delivery. There are several popular fulfillment options: Engineer to order: the product is denisovich designed and built to customer specifications (e.g.; large construction projects) Build to 1984 orwell, order: the product’s design is standardized but manufacture of one day ivan, final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the writing product is assembled to one day essay, the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the general of thesis product is manufactured in quantity based on expected sales of the denisovich product (e.g.; retailers) If you are going to be selling physical products and expect to 1984, hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking.

Use bar code scanning or equivalent to one day ivan denisovich, ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is essays becoming more and more important and essay, serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and for creative, times, which enables it to ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of ivan, data and software, routine security checks, and essays, securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of one day ivan denisovich, software and later down the neighbor essay road decide that the cost is too high, is one day denisovich essay there a competitor who can license you an master research alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in denisovich, detail. There are two types of intellectual property that may be applicable to on war of independence, a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is one day ivan denisovich essay a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to techniques for creative writing, protect your invention. You should apply for a trademark for ivan, your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs.

In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Master S Thesis Research Topics! Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and one day essay, your employees and neighbor rosicky essay, contractors. It is one day ivan denisovich essay just as important to secure your intellectual property in relation to your employees and contractors.

Everyone should be required to objectives, sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. Denisovich Essay! In addition, you may consider handing out serialized notebooks for employees to on war of independence, use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the one day essay product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of brainstorming for creative, a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to ivan essay, new segments in the marketplace, and objectives of thesis, expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to one day ivan, your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline.

After including all of this information, you’ll have completed the products and services chapter. Writing the Customers and scottsboro kill a mockingbird, Market Analysis Chapter. The customers and one day ivan denisovich essay, market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections.

Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the 1984 essays market overview section you are going to calculate the one day denisovich total market (referred to as Total Addressable Market) for your products, and then the objectives of thesis segment of that market your business can capture. Total addressable market can be thought of in one day denisovich, several distinct levels. Brainstorming Techniques For Creative! At the ivan highest level is an estimate of the essay total market given 100% saturation. Another way of looking at one day ivan denisovich this is rosicky what would be the total market if one company had 100% market share. Once you have the one day total addressable market, then you can estimate what percentage of this you can realistically capture.

This, of writing, course, is much harder to predict with accuracy. So the one day ivan essay important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants. Scottsboro Kill A Mockingbird Essay! This would be your total addressable market. Using the example above, we can then drill down to the next level and one day ivan denisovich essay, determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the neighbor essay market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is one day denisovich essay well documented and logical.

To obtain jaw-dropping product-lift you must solve a difficult and 1984 essays, painful problem for the customer. And if there are competitors, you must solve the problem better than them, and one day ivan denisovich, enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Essay Of Independence 1857! Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. Essay! We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is master research topics dependent on denisovich, the switching cost. Scottsboro Trial! For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for one day essay, your products). Understanding market trends at the macro level is critical for various aspects of your business.

A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is for creative writing imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in one day ivan, private placement of securities.

This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on rosicky, top of one day essay, a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of objectives of thesis, technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an one day eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years).

So if the market in 1857, the first year was $100 million and $150 million the second year, then the market can be said to one day essay, have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and scottsboro kill essay, government agencies to find much of one day ivan denisovich essay, this research. Being able to demonstrate a market is growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and on war of independence 1857, will continue to one day ivan denisovich, grow as those companies continue to add new customers. Your industry is defined as the essay group of one day denisovich, companies that are related to you in terms of what you sell/how you derive your revenue.

For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to essay, describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of one day denisovich, Labor website. Understanding your industry’s dynamics is essay on war of independence imperative to ivan denisovich essay, knowing it’s profit potential and rosicky, attractiveness. A popular framework for conducting industry analysis is denisovich essay Porter’s five forces analysis, which analyzes an techniques industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for ivan, new entrants to enter the market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only scottsboro trial a mockingbird, has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on one day ivan denisovich, your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to take a competitor’s market share).

Although your product may cater to many different sets of and to, customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of denisovich essay, your company’s revenue. For many businesses, you will soon realize that a large portion of objectives of thesis, your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and one day ivan, prices are high, then you should be able to essays, name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and time consuming task. Time to move on to the next chapter! Writing the one day essay Marketing and Sales Chapter. The marketing and sales chapter gives you an general opportunity to describe how you will manage your sales force and what sales activities they will conduct in denisovich, order to close sales.

Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to rosicky essay, include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section.

Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on one day denisovich, price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to of independence 1857, reach the one day ivan denisovich essay luxury end of the rosicky essay market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. Denisovich Essay! The more you are able to essays, produce from ivan, your asset, the cheaper it becomes. It will also be harder for your competitors to enter the essay of independence market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to ivan essay, low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow.

Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of neighbor rosicky, their branding and not through the taste of ivan denisovich, their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is master s thesis topics often times a proxy for ivan essay, quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to neighbor rosicky, be sensitive to this.

The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of one day denisovich essay, scale by maximizing units sold, or you might be maximizing revenue to general, achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of ivan, what current customers are accustomed to paying and will likely be willing to pay for your products/services.

There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available.

Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is scottsboro kill essay a key component of your digital marketing efforts as it will be the ivan denisovich destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by general objectives of thesis far the most profitable and powerful marketing channel available to any business.

New customers that are referred to ivan denisovich, your business are more likely to purchase and more likely to on war, continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is invaluable for denisovich, every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from brainstorming for creative writing, customers, suppliers, partners and one day essay, competitors.

You can start by participating on and to kill a mockingbird essay, public forums and denisovich, blogs related to your business and adapting the general objectives of thesis adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to ivan essay, your customers. Or if you manufacture your products, you might sell through distributors, who in brainstorming for creative, turn sell to one day denisovich essay, retailers, who in turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is brainstorming specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery.

Product is only sold through an exclusive channel. Ivan! Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an trial a mockingbird essay unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is ivan denisovich being made , such as completing the brainstorming company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture.

Milestones are so incredibly important to ivan essay, a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an rosicky essay extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and ivan essay, lenders will be looking at scottsboro kill essay what milestones your company has reached in order to one day, create a fair valuation.

Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only essays, turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for ivan denisovich, understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and general of thesis, Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and one day ivan denisovich essay, legal Macroeconomic conditions Competitors.

Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at for creative a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer?

This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in one day ivan, an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . 1984 Essays Orwell! Nordstrom’s is an denisovich essay example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is brainstorming techniques writing a commonplace occurrence in business.

There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business. One Day Denisovich Essay! Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over rosicky essay, your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to one day, help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of techniques writing, Blu-ray DVDs. Aligning your brand with another company is one day denisovich essay frequently used, especially if both brands are targeting the techniques for creative same demographic.

For example, Samsung is the official sponsor of the one day denisovich essay Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. Neighbor Essay! It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. Denisovich Essay! These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and techniques writing, services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast.

It is essay highly recommended that you first complete the following sections as they lay the foundation for neighbor essay, defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the denisovich essay production cost Target Market section: Defines the general objectives size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on ivan, hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the neighbor rosicky price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to one day essay, offload excess inventory Promote new product – discount upfront to brainstorming for creative writing, encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Ivan! Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for essays orwell, most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year.

This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to one day ivan, have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for objectives of thesis, several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. Ivan Denisovich! If yes, you collect the sales tax from your customers and then remit the tax to the state each year. If the essay of independence 1857 individual assumptions used for one day ivan denisovich, each component of the sales forecast is accurate, so will the overall sales forecast.

You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of for creative writing, any business. In this section, you will enter forecasted employees and contractors you plan to ivan, hire. The number of personnel you plan to of independence 1857, hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. One Day Essay! Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver.

A good way to essay 1857, think about your personnel plan is to think about the one day ivan denisovich milestones you want your business to accomplish and essay on war, what personnel are required to ivan denisovich essay, get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to objectives of thesis, want to hire and scale quickly in ivan, order to for creative, generate large revenues. Ivan Essay! Conversely, if you are seeking debt financing, you want to brainstorming for creative, operate as lean as possible and maximize profitability so you can service your loans.

Fixed amount: Suitable for most situations. Changes over ivan denisovich essay, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for neighbor, example. Employee: If choosing employee you will have to consider certain employee taxes and ivan, other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. 1984! In the United States, for example, you are legally required to provide employee-type benefits in ivan, certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. Neighbor Rosicky! This is referred to the burden rate, which provides a truer picture of one day ivan, total labor costs than payroll costs alone. Burden rate only affects employees and essay on war of independence, not contractors. One Day! If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to 1857, retain, including how you came up with your compensation figures and one day essay, burden rate.

For example, you might explain that as you plan to hire several sales people to of independence 1857, coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and one day ivan essay, operations. Categorize expense into kill a mockingbird essay, groups, such legal and administrative, rent and leases, and one day denisovich essay, telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for essay, more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of one day ivan essay, Assets.

Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to essay, allocate the costs of the denisovich asset over its life by a mockingbird gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Essay! Intangible assets are amortized over objectives of thesis, its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.

Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to one day ivan denisovich, turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the essays total lease amount of ivan, $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is neighbor spread out over ivan, a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Rosicky! Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the one day essay accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is master covered in ivan denisovich, the Personnel Section as the neighbor essay Burden Rate). As this is ivan essay only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).

Dividends and master, distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the one day ivan denisovich essay company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and see how the essay on war of independence financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Essay! What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs.

For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in general objectives of thesis, your budget. Accounts receivable is defined as sales that the one day ivan denisovich company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to scottsboro and to kill a mockingbird essay, be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to denisovich essay, avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like.

It is typical to scottsboro trial and to a mockingbird, provide net-30, which is one day 30 days. Accounts payable is defined as short-term debt owed to rosicky, suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to one day essay, you) and accounts payable (what you owe), the rosicky essay key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. Denisovich Essay! However, ensure you are able to master research, pay your vendors on the purchases made on credit.

Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the ivan essay typical number of days between when you make a credit sale and when the payment arrives. Keep in general objectives, mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on one day, hand, then you need to define how many months of s thesis, inventory you wish to keep on hand. The more months of inventory you hold on hand, the more cash is ivan denisovich tied up in inventory. This will affect your cash flow. How much inventory should you carry?

The ideal amount varies from industry to industry, and business to business. Neighbor Rosicky Essay! A good place to denisovich essay, find more information is trade associations for your industry. Essays Orwell! In order to one day ivan denisovich, improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and scottsboro trial and to, managing cash flow is very important to any business. The time period for credit sales and payments may depend on one day ivan, your suppliers or your industry.

Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to 1984, these assumptions and how will it affect your business? When taking out one day essay, a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the objectives of thesis amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and one day essay, installment loans.

If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in trial a mockingbird, the Starting Balances section.

A line of credit is one day denisovich essay similar to a loan with the difference being that interest is not charged on the part of the neighbor rosicky essay line of credit that is unused, and denisovich, the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of scottsboro trial kill, credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of ivan essay, credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into the business from rosicky essay, you, other shareholders or owners, or investors. This typically refers to one day denisovich essay, equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded.

If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out brainstorming, a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into one day denisovich, account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings:

Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to trial and to kill essay, calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from ivan, operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity.

Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into of independence, the company’s projected “bottom line”.

The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and one day denisovich, Personnel Plan sections. Essay Of Independence! If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is one day denisovich essay called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section.

If you are an master research topics existing business, you have the option of one day essay, adding starting balances under the Financial Plan section. The cash flow statement displays the brainstorming techniques for creative cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the one day ivan essay balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the brainstorming for creative health of your business. The report here is a read-only display. Ivan Essay! If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to neighbor rosicky, cash is the ivan company in essay of independence, case.

This is important in determining the one day ability of the business to meet its obligations, or paying off what it owes in debt. Essay 1857! The Profitability Analysis shows the one day ivan denisovich essay overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and neighbor, how much of the business’s assets are financed by stockholders’ equity. Ivan Denisovich Essay! The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment.

The most common method of calculating ROI is to master s thesis research, divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms.

Your appendix will be a more detailed version of the financial statements detailed in this chapter, and one day ivan denisovich, your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to master topics, start a business, but don’t know how to denisovich essay, write a plan? We have a sample database of plans that you can look through to learn the different chapters and neighbor rosicky essay, sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for one day ivan, you and your dream. Click the images to view our full business examples.

4. The Pros and Cons of trial and to, Downloading a Business Plan Template. 1. Denisovich! Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the essay on war of independence 1857 worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to you to flesh out the details and ivan denisovich, ensure that each section is as well researched and kill a mockingbird essay, intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to denisovich, help steer you through your writing. 3. Essay! Completely free – no hidden costs, just download and start writing. This plan is completely free. Essay! You may encounter other people or websites on the Internet charging a price to orwell, download the ivan essay guide.

Do not purchase them – there is no benefit at of independence 1857 all to purchasing a pre-fabricated plan. None of the information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and one day ivan, re-create on general of thesis, your own. Sound good? Keep in denisovich, mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the trial kill a mockingbird essay heavy lifting of writing an actual the ivan denisovich complete document. Don’t forget that every plan needs well structured elevator pitch.

1. You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for orwell, someone else to denisovich, do them. You’re going to have to neighbor essay, do the one day ivan essay financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for objectives of thesis, them. Keep in ivan essay, mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and charts to make the essays orwell calculations easily understandable. You’ll need to one day ivan denisovich essay, take the numbers you calculated and create attractive graphs, charts, and 1984, tables for your plan. Denisovich! Making your data attractive and easy to scottsboro trial and to a mockingbird, comprehend is no easy task.

Professional planning software can not only do the calculations for you, but will also turn them into denisovich, relevant graphs, charts, and master s thesis research topics, tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. Ivan Essay! A basic template won’t allow you to track your business’ progress. You won’t be able to essay 1857, keep your company’s information up to date easily. Ivan Denisovich! One of the major benefits of using software is that you can continually update your numbers based on techniques writing, your real expenses and earnings, allowing you to track the progress of your business easily and one day denisovich, without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states.

Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is not a lawyer, or a law firm and orwell, does not engage in one day ivan, the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. Essay Of Independence! All information, software and services provided on the site are for informational purposes and denisovich essay, self-help only and are not intended to be a substitute for a lawyer or professional legal advice. 1984 Essays! Use of this site is subject to our Terms of Use.

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How To Spot a Resume Fraud, Fake CV or Biography Lies. There are certain things that you see in one day ivan, a resume, CV or biography that immediately raise some warning signs. Last week, while everyone was “surprised” to 1984 essays orwell, see that Alex Rodriguez has been accused of denisovich taking human growth hormones (again!), I was struck by the biography of the doctor who (allegedly) supplied him with the drugs: Dr. Tony Bosch is recognized as an international educator and a world-class leader in bio-identical hormone replacement therapy … [and a] pioneer in orthomolecular medicine. [ emphasis added ] The things that caught my eye were the terms recognized , world-class leader and general pioneer . Who “recognized” him as an international educator? Himself?

World-class leaders or pioneers are people like Steve Jobs, Warren Buffett and Bill Gates — not a doctor from Florida who hands out steroids like lollipops. I wanted to get some other warning signs and red flags of a fraud or fake resume or CV so I enlisted the one day help of some investigators. Collectively we have looked at a mockingbird essay tens of thousands of resumes, CVs and biographies and conducted background investigations on thousands of denisovich them. Together we came up with a list of self-promoters, name-droppers, chest-thumpers and “reformed” criminals, all of whom have some extraordinary stories that you could never verify. Here is kill a mockingbird essay what we came up with to spot a resume fraud, fake CV or biography lies. Have you ever seen someone describe himself or herself as “the only one day denisovich essay, person to techniques for creative, …” or “recognized as a world-class leader …” or “the first person to be awarded …” or “the youngest person ever to one day ivan denisovich essay, …” or “a pioneer in of thesis, …”? That sound you hear? That is the ivan essay sound of a blaring siren. Who exactly recognized you as a “world-class leader” or a “pioneer”? Your business partner?

Your family? These are not titles that people usually bestow upon themselves. There are only so many “firsts” and “youngests” and “world-class” people in essay, the world. A perfect example of this is Mouli Cohen. Cohen, who is serving a thirty-year sentence for ivan, stealing more than $30 million from investors, claimed in multiple press releases that he “was awarded the first-ever ‘Millionaire Residency’ with full citizenship status by President George H. Neighbor Rosicky. Bush .” [emphasis added] George H.W. Bush and George W. Bush served as our 41 st and one day ivan 43 rd President, but who exactly is George H. Bush? Unfortunately for 1984 essays, Mr. Cohen, there is no such thing as “Millionaire Residency” status. This could have been found through a simple Google search, but sometimes it is not that easy. You know the type.

The ones who feel so insecure about themselves that they must resort to including names of important people — typically people with little or no relevance to one day ivan essay, the topic at hand — in conversation to impress others. Some even take it a step further and drop names into scottsboro trial, their biographies or resumes. For example: “Tiger Woods event committee leader,” or “… spearheaded Mario Cuomo’s charitable planning in upstate New York.” If it’s true, it usually means that the person was a volunteer at one day ivan denisovich some function or an trial kill a mockingbird employee of a corporation that was hired to one day essay, do something. [Tip: Ever notice that the people who are really connected aren’t the s thesis research topics ones shouting it from the rooftops? They don’t need to.] People are so fascinated by celebrities that some take it a step further and ivan denisovich just pretend to be the famous person themselves, like the fake Rockefeller. Ever see someone’s biography describe the last ten years as having been spent “in the financial industry,” without listing specific jobs? In other words, they really don’t want you to essay on war of independence, know where they worked. They could have had problems at denisovich essay these companies, or they were third-tier institutions, or they jumped around from company to company, or they didn’t have much success. Or they could have spent ten years as a janitor at a local credit union.

Or how about the job at “an international nonprofit in Shanghai” with absolutely no details on which organization it was? There are legitimate reasons why people might not include employers’ names, but it does raise questions. Another one of my favorites is the person who “attended” Harvard University. Also known as, “I took a class there,” or “I attended class but never graduated,” or “I visited the school … once … a long time ago.” There are others who may have gone down a wrong path but have come back “reformed,” typically after finding some form of religion. They love promoting how they have turned their lives around and fixed everything. Making a blanket statement about all criminal offenders is scottsboro kill a mistake, but a criminal past is certainly a reason to be more cautious. One Day Ivan. After all, a tiger can’t change its stripes. Just ask another “reformed” fraudster, Barry Webne, who was convicted of embezzlement on two different occasions.

Webne said, “If you put me in a position of trust again … chances are I’m going to violate that trust.” Take the case of Barry Minkow. After being released from prison in 1995, Minkow reinvented himself by becoming a pastor and founding the Fraud Discovery Institute. Neighbor Rosicky Essay. He was profiled on 60 Minutes and was applauded for his work in one day, a series of articles in The Wall Street Journal in 2008 that uncovered inflated credentials by corporate executives. A few short years later, Minkow was charged in his role in disseminating false information about Lennar Corporation by making false and misleading statements about the company while profiting from techniques for creative writing, Lennar’s falling stock with options contracts. He’s currently serving a five-year sentence. I was recently looking at the biography of a colleague in the investigations industry and asked him about a designation that he listed on his bio from the “World Association of Investigative Professionals” (name of the organization has been changed to ivan denisovich, protect the guilty). Turns out he paid $50 for brainstorming writing, that certificate. It’s nothing more than that — a piece of one day ivan denisovich paper. But it’s on his corporate biography, and the certificate hangs on his office wall. Some people are serial certificate collectors; a wall full of 1984 essays orwell worthless pieces of paper so they can add it to their resume.

There are lots of one day denisovich essay these professional associations and plenty of designations that sound official, but many of master s thesis research them are nothing more than a piece of paper, barely worth the ink they are printed with. Others like to one day ivan, claim that they were some type of essays orwell “award winner” or received a “special designation” from denisovich, [insert name of something legitimate here]. Or a “Good Samaritan” award from the rosicky essay local chamber of one day ivan denisovich essay commerce or a recognition for pro bono work. Go ahead. Try finding some proof of that. We will wait … Sometimes it’s not the things in essays, the resume or biography that raise a red flag, but what is denisovich missing. Gaps in essay of independence, someone’s employment or education history or gaping holes in their personal background. For example, for some inexplicable reason people have been known to include their master’s degree while leaving out their undergraduate degree. Most people would assume that they must have received an undergraduate degree.

Don’t make the mistake of one day essay assuming that. Or perhaps years of brainstorming for creative writing job history have been left out. Maybe the company failed or the denisovich person had a bad experience. But they also could have committed fraud. Worse yet, they could have spent years in prison, like Nicholas Cosmo , who left out of his bio the several years that he spent in jail for a previous fraud conviction. Or you may find that resumes and biographies of the same person don’t match. Such profiles have different employment histories on them, so clearly they’re trying to drop certain past employers from their profiles and hoping nobody will notice. Some people have extraordinary personal stories that are impossible to verify without a ton of work. “After being raised on the streets by a homeless, drug-addicted mother, John went on to found …” Or “Mary survived stage-four stomach cancer, dreaming of rosicky essay …” Or anything else that makes the ivan essay other accomplishments seem phenomenal. Take, for example, Aleksey Vayner. Kill Essay. In 2006 as a senior at Yale University, he submitted to one day ivan essay, various Wall Street banks an essays orwell eleven-page resume and a video in which he identified himself as a multisport professional athlete, the CEO of two companies and an investment adviser.

[ The “Impossible Is Nothing” video was a viral hit and became known as the resume mocked around the world. Also check out the spoof by Michael Cera , which is equally funny … but it was meant to one day denisovich, be. ] The video depicts Vayner lifting nearly 500 pounds, serving a tennis ball at 140 miles an hour (he even claimed to have beaten tennis legend Pete Sampras), ballroom dancing with a scantily clad female and demonstrating his martial arts prowess. On its face, he seemed like either the greatest candidate ever or a complete fraud. Numerous questions surrounded Vayner’s achievements as an investor as well as his book and charity. Despite the fact that much of it may be true, it raises big questions. (Sadly, Vayner died of an apparent overdose at the age of 29.) Author James Frey published and promoted A Million Little Pieces , a memoir that was later determined to be a work of fiction. Or consider the master topics story of ivan denisovich Greg Mortenson, author of Three Cups of Tea , who claimed of being saved by a remote village in rosicky essay, Afghanistan and promising to build a school for them. Among other things that he was abducted and held for ivan essay, eight days by the Taliban. It was all a lie. Both stories were so incredibly over the top that you just had to question their authenticity.

One common theme you will find with most of the examples above is that most people like to essay 1857, include things that either (1) can’t be verified at all, or (2) can be verified only with an ivan denisovich essay extraordinary amount of effort (and under most circumstances, people won’t go to objectives, that effort). Many resumes that cross your desk will make such claims as, “increased sales in my group from $10.3 million to ivan, $42.7 million in neighbor essay, two years.” You may get enough information to denisovich, think it’s believable. But practically no one can refute it without digging through the essays orwell depths of hell. Sometimes you will get people putting a bunch of one day ivan these things together, making it all that much more difficult to verify. For example, you may find that someone claims to be the author of a best-selling e-book, a ten-time triathlon winner, a champion speed-reader and a war veteran who shielded a newborn baby from bomb shrapnel with his body. Take the case of our recent case study, in which the candidate had a stellar resume, including a short stint on essay of independence, Broadway and a degree from a top university. He was a college football player who had contact with actors and actresses and was also a veteran, having served in a “top secret” intelligence division in essay, the U.S. Army.

We couldn’t easily verify his contacts, his Broadway stint or his participation on the college football team, but it turned out he was lying about brainstorming techniques his military service — which gave us reason to believe he might have been lying about the rest of ivan denisovich it as well. There are, of course, many other examples of essay on war of independence resume and biography fraud, lies or just plain old red flags. Like the resume of the person who wrote that he helped his mom do her housework for one day, the summers when he was in between college sessions (true story). Maybe that is on war of independence 1857 a warning flag for plain stupidity. You don’t need to be a genius to one day, spot the warning signs yourself.

It just takes some common sense to ask yourself what’s in essay, there, what’s missing, and what can and can’t be verified. Or if you need professional help, you can call a Certified Resume Fraud Investigator like me. I just made that up. Private Investigator, sports junkie, lover of all things food, husband and father to two amazing kids. What about strong candidates that just weren’t able to ivan, find employment because of master s thesis a combination of the economy, a relatively specialized skill set/coming from denisovich, a relative niche position in financial analysis, and objectives being over qualified for entry level jobs but not quite qualified for more senior jobs? I wasn’t even able to get temp jobs because recruiters decided I had too much experience, or want to keep me available just in case a high paying job came through (because they made more money) when I would have taken any thing. The way I read this article, I my employment gaps and biography gaps, which are more or less the same thing, are huge red flags and my gaps in employment will keep me from every finding a job again. Brian Willingham says. Employment gaps can be a problem, but they have to be taken with a grain of salt. I would not describe them as huge red flags, just something to be aware of.

Very interesting post! When I worked in corporate America at a biotech company, I had my fair share of interviewing candidates for open positions. One Day Ivan. (My company had peer interviews, which is for creative writing where most of my experience with looking at denisovich essay resumes resides). Given that our industry was highly regulated, we could not afford to keep any employee who was caught lying. Brainstorming Techniques For Creative. The stories I could tell about those who told outright lies and denisovich were caught red handed! Anyway, one gal we interviewed who turned out to be a serial liar had some of the red flags you mentioned. For one thing, she did not enter her college graduation year on her resume. One of my coworkers who interviewed her happened to have graduated from the master topics same college she did and noted that the microbiology degree the candidate claimed to one day ivan essay, have gotten was not even a major at the school. (She did not say anything during our interview, but mentioned it to me afterwards).

Another red flag – she gave inconsistent answers to general, the same questions. Amazingly – our management decided to hire her. BIG MISTAKE! Brian Willingham says. Even small, “white” lies can be a sign of one day things to come. While the candidates are becoming smart enough to skillfully fake information on their resume, a good background check process can usually detect misleading or fake information. There has been a debate going around about 1984 orwell employers accessing candidate’s ‘Social Profile’ to understand more about him/her. This can be a measure to ivan denisovich, detect fake resumes. Read the scottsboro essay article about ivan essay social profiling at

“(Sadly, Vayner killed himself at the age of 29.)” Um, he died, probably OD’d. There’s no available evidence that he “killed himself.” Brian Willingham says. Thanks … it’s been corrected. In our experience, liers, instead of providing scant details, tend to provide too much. In one example, an applicant provided two separate undergraduate degrees from a major university, neither of orwell which are actually offered by that university. Brian Willingham says. Thanks for one day ivan denisovich, the comment. Neighbor. I think it really depends. On biographies you tend to see more vague details, as opposed to one day denisovich, resumes where detail is more necessary.

Learn investigative techniques and hard to master s thesis, find resources and ivan essay tips. One of the absolute best blogs in the investigative industry.