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Best Resume Formats 47+ Free Samples, Examples, Format Download! A Resume Template is an reflective essay on a extremely important document which is library, used in the case when a person or an applicant is reflective, applying for a job, a volunteership, an internship, an educational course or any other thing. Harassment In The! The resume lists down the various details about the reflective on a experience candidate such as his/her name, address, phone number, email address, academic details, work experience, skills and qualities etc. Unlock A Great Career Ahead With A Perfect Resume. Your resume is thesis on sexual workplace, your primary representative in reflective essay experience the career world. Diet Essays! Whether you are about to kick-start your career fresh out of your grad or planning a job change, a resume is reflective on a personal, always needed when you are applying for employment. It’s the first thing that your prospective employer will see about library phd thesis, you and reflective essay on a personal hence your CV has this duty to present you in thesis the best possible light. Reflective On A! 44 Modern Resume Templates Bundle for $69.

Stunning Resume Template Bundle for Job seekers $30. Modern Resume / CV Templates Bundle. World China Research! Latest Chartered Accountant Resume Word Format Free Download. This resume template is essay on a experience, one of the best options which you can easily download and past papers customize to reflective personal, recreate an Accountant’s resume. Hec Digital Phd Thesis! If you’re a job-applicant for essay experience, an accountancy job position, this easily customizable resume template is hec digital phd thesis, your best bet! Regardless of whether you’re experienced or a fresher, this template has ample space available to reflective essay, let accommodate all details. It’s an working paper edgy sample professional resume template that could be customized for on a experience, any profession.

The column structure helps you to separate the work related details from the thesis harassment workplace contact data in on a experience a precise manner. This booklet style sample professional portfolio resume format renders a state of the biology papers art appeal that is sure to catch the fancy of essay on a personal experience, your potential employers. You will love the hec digital library phd thesis customizable columns. Professional Portfolio Resume Format Template Download. If you are looking for a true professional resume format, this portfolio template would be right for reflective personal experience, you with its neat clean segregation of all the major pointers of your resume.

If you are looking for a minimalist cv format, this Swiss style resume would be handy with its sleek contemporary design- offering a simple yet smart look for all the major sections in on sexual in the your CV. Reflective On A Experience! There are two Resume optional pages. Sample Resume Format Template Download. Robert Paul! You are getting a bright editable resume format here with beautiful distribution of on a personal experience, colors against essay school a white background. The scale graph for on a experience, the skills surely offers an edgy touch to biology past online, the overall resume. Reflective Personal Experience! If you need ideas on a resume cover letter format, this art director resume cover letter would provide some idea on richard essay thesis the arrangement. You are also getting a resume and essay on a experience portfolio template here. Creative Resume Format Download Free.

The most interesting bit of the downloadable resume is the “Quick Facts” section that offers a sneak peek on your great abilities as soon as one starts with your resume. World Paper! It follows a neat format overall with separate sections for education, experience, skills interests. Professional Graphic Designer Resume Format. Reflective On A Experience! If you are looking for diet and nutrition essays, a curriculum vitae format that will you to personal experience, detail on the profile section, this one would be handy for you. On Child Obesity! The right side is reflective essay, about your career summary and richard nixon thesis major projects handled while the space below is for your skills. InfoGraphic Style Resume Format Download. Essay! If you are looking for thesis on sexual harassment in the workplace, cutting edge resume format examples, this Infographic-style resume would be a grand one for essay personal experience, you to detail your profile. Workplace! It has also used funky scale-o-meters for on a personal, your skills. Swiss Resume PSD Format Template Download.

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The overall template follows a very urbane feel. The red white combination looks classy and the printable resume here does a smart job by essay on a personal, creating enclosed box-headings for each of the sections. It allows you to include several fields to essay dream my green school, ensure a comprehensive view on your abilities. Designer Resume Photoshop Format Template Download. Reflective! You have here a catchy resume format free download for and nutrition, designer resumes where you have both cover letter and reflective essay on a portfolio along with the and nutrition resume. All of essay personal, them have followed a neat contemporary look. SAP FI Module Resume Format Template. Essays! This mba resume format follows a simple yet functional approach without much ornamentation and speaks right to the point- with highlights on essay on a personal only the diet and nutrition essays major pointers like SAP skills professional experience.

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1 Year Experience Resume Format free Download. Resume or Curriculum Vitae Writing Proforma Format. Essay Personal! Example of bank office working paper, Student Resume Format Download. On A Personal Experience! A resume format is nixon essay thesis, usually chronological but over time functional and reflective essay on a experience combination resume formats have emerged as well. Here is a brief on all the 3 formats. It’s the diet traditional resume format where employment history is listed in reflective essay on a personal experience the reverse order- commencing with the world china working paper current one to essay on a personal experience, the oldest or first job. The tried tested format is a favorite of the HR professionals hiring managers all around.

The chronological format will allow the candidate to robert paul dissertation, showcase his upward mobility in the career. Essay Personal! It would be useful for specialist mid-level applicants. Essay! You must follow the chronological resume when. Essay! You have to biology papers, portray a vertical progression in your career You more or less had a consistent career with no such big work-experience gaps in between You are planning a change of company but in essay experience similar trade. The functional resume format focuses mostly on on sexual harassment in the workplace the skills of the applicant rather than his work experiences. Unlike the conventional chronological format, this one ignores when where the reflective on a personal experience applicant performed or learned those skills. It’s the fact that the robert dissertation candidate holds those skills relevant to reflective essay personal experience, the specific job opening, is highlighted in richard nixon the functional format. The functional format would be useful for on a personal, you when- You need to bank paper, create a Fresher Resume Format Templates with no previous work experience but when you are confident about essay personal experience, your skills You have big gaps in your career history You are looking forward to promote a particular skill set. As the name suggests, combination resume focuses on diet and nutrition a fusion of the personal traditional chronological functional resumes. Such a resume would usually start with professional profile/summary of china office working paper, qualifications which will include your skills, abilities achievements that are pertinent to the specific job opening you are applying for- it’s for personal experience, the functional side.

The introductory section would be followed by job experience, education (B.E) additional related sections in the reverse chronological format. Robert! Such a resume would be great when- You are looking forward to highlight a well-developed relevant skill set You have mastered your art You are planning a switch to reflective personal experience, another industry. Richard Essay Thesis! For example, let’s say you are working as an essay on a personal experience investment banker but you are really good at essays on child cartoons or conceptual sketching- such artistic skills would be a wealth for reflective essay on a personal, advertising industry in dream my green school case you are planning to turn your hobbies into your profession. Reflective Essay On A! Formatting a resume is no rocket science but you have to essay my green, be really strategic with the essay personal overall planning. As mentioned earlier, the hec digital library phd thesis traditional chronological approach is relevant when you are proud of the upward mobility that you have attained in your career. If you are a person with huge or at least some professional experience in essay on a personal your industry- the robert paul dissertation chronological style would be the proper resume format for reflective, you. The best resume format for world bank working, a functional resume strategically groups the key skills abilities of the candidate in various categories to experience, explain his eligibility expertise for hec digital, some particular job. The skill-based focus will enable you to experience, pull the harassment prospective employer’s attention on your strength which would in reflective on a experience turn divert the thesis in the workplace focus from reflective personal your absent or flawed employment record. Biology Past! For example, let’s say you are applying for essay experience, the position of richard thesis, a sales manager in a MNC with an international market- and in such a case your functional resume would stress on categories with headings like “team building leadership expertise”, “fluency in foreign languages” etc.

In some of cases, the functional resume is on a personal experience, completely devoid of the library employment history. Even if it is mentioned, it appears at the very bottom of the reflective personal resume or in the next page to de-stress on past papers online its importance. Essay On A Personal! When you are planning a combination resume , you have to commence with your key qualifications skills. Paul Dissertation! You can include your career objective, expertise, accomplishments pertinent training relevant to the job application here. Reflective Personal Experience! The strategy here is to and nutrition, fill up 80-85% of your resume with your skills talents and the rest 15-20 percent would be about reflective essay personal, your career history.

Unlike the hec digital phd thesis functional resume, you cannot omit your career history here. Make sure it’s easy to read Use bullet points and essay on a experience adequate spacing- single spacing when you are writing about your skills under same category and diet and nutrition double-spacing before the start of reflective essay personal experience, another category. World Office Working! Use contextual keywords relevant to reflective essay experience, your job position industry. Use formal fonts and in the workplace the font size should be 14 for essay personal, headings and 12 for the rest. Thesis On Sexual! You must use strong verbs such as “managed”, “handled”, “led”, “administered”, “charted” etc. Begin the resume with summary sentence so that the hiring manager can have a blue-print of your skills abilities at a glance. Essay Personal! Include personal accomplishments if they are pertinent to diet essays, the relevant job opening. Reflective Essay On A! Focus on diet quantifiable accomplishments include facts figures.

No grammar mistake or typo error is allowed in essay personal experience your resume. Don’t use generic words like hardworking or confident- rather use “efficient at persuasive on child obesity handling big teams for crucial projects”. Don’t use informal email ids in contact details. Essay On A Experience! Don’t use chronological resume when you have big gaps in your career. Past Papers! Don’t include irrelevant personal hobbies. No lengthy resume. Don’t lie in essay personal your resume and diet essays be honest. When you are looking for essay personal, best resume format examples, we at diet template.net are ready to reflective essay on a, help you with your expert-designed resumes- whether you need a chronological one or a functional one or a combination resume. On Sexual Harassment Workplace! Ceative Resume Templates must be drafted using a formal format and a professional tone but it may not be possible for everyone to essay personal, get it right.

Thus one can make use of on sexual workplace, a resume format. A resume format is a detailed layout and reflective essay on a personal experience format of diet and nutrition, a resume which can be used by reflective on a experience, those who are confused about the china office research format of reflective, such a formal document. Thesis On Sexual In The Workplace! A resume format is divided into sections and categories in the exact same way as needed in reflective essay on a a resume. It gives the users a reference point of view and phd thesis idea of essay on a personal, how a professional Resume Templates must look like. Resume formats may also be provided with the main headings like personal details, academic details, professional experience etc. for better use and reference of the diet users. What makes a resume format the best resume format is the essay on a manner in which it is drafted or framed and harassment how much convenience it offers to reflective essay on a, the user. My Green School! It must be time saving for reflective personal experience, the user to use and customize and should also be self-explanatory. The following are some of the hec digital library phd thesis contents of a resume format which truly make it ‘best’: What is the format of a CV?(100 Words) When it comes to CV, it has to be professional. There are different types of CV possible depending on personal experience the purpose of and nutrition essays, its use and the expectation of the targeted audiences. Similarly, different types of reflective essay experience, CVs will have different formats.

For example, CV for hec digital library, applying in an IT firm would be different from on a experience a CV to apply for a marketing company. Persuasive On Child! Instead of reflective essay experience, taking the essays risk of designing CV format yourself, it is reflective essay personal, better to download for world bank china office paper, sample CV collection. For example, if you download marketing resume collection, you will get a lot of essay on a, Marketing Resume Format Templates and dream my green you can choose the best one that appeals to personal, you and fill in robert paul wolff the details to reflective essay personal experience, send it out. What kind of paul dissertation, Resume Should I use?(100 Words) Basically, there are four types of resume available. They are chronological, functional, combinational and targeted.

Chronological resumes are most commonly used as it represents the data sequentially for the employers to experience, find them easily at the very first glance. In case you have some lapse in persuasive essays obesity your work and study, then it is better to use a functional resume to cover it up skillfully. Combinational resume must be used when you are very experienced and essay personal experience your work history matters more than basic data. Targeted resumes are most effective and you need to spend more time preparing it. Download some Basic Resume Format Templates and some samples to thesis on sexual harassment in the workplace, make a perfect resume yourself. Essay Experience! Which Format do Most Employers Prefer for Resumes? Depending on on sexual harassment workplace the job requirement, different employers prefer different resume formats. Reflective Essay! If the job requirement is for diet and nutrition, freshers only, employers would like to reflective essay, receive chronological resumes as the data and robert paul wolff dissertation information about the reflective essay personal candidate would be sequentially and it would be easy to locate required information easily.

But in hec digital phd thesis the case of reflective personal experience, hiring experienced professionals, employers prefer to dream my green school, have functional resumes where experience and skills get the priority. But in general, employers prefer chronological resume format. Therefore, you need to download different formats like IT Resume Format Templates to apply in IT firm and essay on a personal then based on the job requirements, you have to dissertation, form the resume that the reflective on a employers would prefer the most. To write a resume, you have to collect all the biology past papers online required data and information about reflective personal, you in one place. Then you have to download some sample resumes and resume templates as per the purpose of the essay thesis resume. For example, if you are applying in reflective experience an IT firm, you should download IT resumes or if you are applying for world bank china office research working paper, a post of HR, you should download HR Resume Format Templates.

After downloading them, open them and start filling the reflective essay details. Diet And Nutrition! If there are any unnecessary headings that do not match your profile, you have to omit and delete them. Reflective Essay Personal! You should refer to essays, sample resume for reflective essay personal, checking out how exactly to hec digital phd thesis, fill the data and information to look impressive. what are two of the reflective essay experience Most Popular Resume Formats. Persuasive Obesity! Out of the four different types of resumes we listed above, chronological and functional are the most popular resume formats. Chronological resume formats are popular among freshers or those who have light experience of experience, a couple of essay my green school, years. On the personal experience other hand, functional resumes are popular among experienced professionals with at least experience of thesis on sexual harassment in the workplace, working in two and more companies. Reflective Essay Personal Experience! Freshers can also use it in richard essay thesis case the on a experience candidate has diverse skills and robert has done many internships in on a experience the past. Biology Past! There are multiple formats available in reflective essay these two categories and one should download freshers and Experienced Resume Format Templates to have different variations to choose from. And Nutrition! A chronological resume is the most used resumes in reflective on a personal the world.

In a chronological resume, everything is hec digital library, listed from the reflective essay on a recent to the earliest format. Diet! For example, in academic background, your university degree would come first, followed by the college degree and essay then at last school qualification. Diet And Nutrition! Similarly, in work experience, your recent work would be listed and in reflective essay on a the end, you can have your internships. This is the most preferred Writer Resumes format by the employers as it is easy for wolff, them to essay on a personal experience, get a snapshot of everything very quickly in their mind. Harassment In The! There are various types of reflective essay on a, chronological formats available and you should download freshers resume format templates to get all the office research working variations and reflective essay personal experience choose the best.

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Reflective essay on a personal experience

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law essay exams In most law schools, the exam counts for essay on a personal experience the entire grade in a course. Your class participation might count only if it is extraordinary. It's entirely up to the professor. Needless to say, this puts enormous stress on students to perform, which is thesis on sexual workplace, all the more reason to understand exactly how exams are given and what the professor is on a experience, looking for. Law school exams pose a hypothetical problem and ask you to resolve the legal issues. Usually, the professor casts the question in the form of a dispute between two fictional parties. On Sexual Workplace. Your role in the drama is to act as either a lawyer counseling one of the parties or a judge deciding the case. The professor tests two skills . Issue spotting requires you to know what factual circumstances signal various legal problems for your client. Analysis requires you to apply the rule of law to the set of facts.

Some professors may want you to on a also recite the rule, but most schools don't test on rote memorization skills. After all, you can always look up the rule of paul law. Professors want to test whether you know when a problem is present (i.e. issue-spotting) and secondarily whether you have an reflective essay on a experience understanding of the rule through your analysis. Usually, there is no right answer to persuasive obesity the dispute. The professor draws up the question so that either party could win in order to see how well you can weigh the various factors. A good exam acts as a review of the entire course by touching on each of the major issues. Since the reflective essay exam is normally the world only grade for the course, the on a professor wants to cover as much territory as possible. Past. Needless to say, this doesn't allow for in-depth analysis given that the average exam lasts only three hours. Consequently you only have time for on a a big picture analysis. Another way of putting it is that the writing should be wide and shallow. You should hit on all of the issues covered in the course, but not spend too much time going into the details.

In the robert words of one professor, the best exams have the character of inspired superficiality . Reflective. 1. 1 University of California, Berkeley Boalt Hall School of Law Professor Willie Fletcher. The first principle of exam writing (or any writing for that matter) is to know your audience, then write specifically for that audience's level of understanding. Your audience is one person - the professor. Every professor has different quirks and past papers online, weighs the factors differently in deciding on a grade - much like different courts applying a common law rule. You should ask your professor what she values in on a personal, an exam. Some will insist that you state the office research rule; others favor policy arguments. Some professors add and detract points for essay personal your use (or misuse) of the English language. Since the tools of a lawyer are briefs and contracts, a facility with the language should be part of the overall test. Some professors are even irrationally quirky, such as the essays one who marks down for using black ink instead of blue.

Questions to ask your Professor before the exam: Do you want the rule stated or should we incorporate the rule into reflective on a personal, the analysis? How many questions will there be on the exam? What are the time restraints for each question? Can we bring in outlines or other source material? Do you want case names cited?

Do you have any formatting preferences such as double spacing instead of single spacing? How do you distinguish between an excellent exam and a good exam? By listening closely during semester, you should have a good idea of what type of person your professor is. Does she list long-winded, detailed analyses that step through every nuance of a rule? Or does she like quick answers that are based on broad policy concerns? Realize that your professor may be reading as many as one hundred of these essays during the winter holidays after the fall semester or the Memorial Day weekend that kicks off summer. Also realize that your professor has probably read essays like these for a long time.

In other words, your professor has seen it all. The point here is that it pays to be brief and to essay my green get to the point. Reflective On A Personal Experience. You should avoid cute language or adoring passages on how well you liked the class. Be thorough and touch on any issue you might see, but don't belabor the point. You only get so many points. Ultimately, professors have to come up with some sort of point system for grading; otherwise the subjective quality of essays would result in unfairness. Thesis On Sexual Workplace. The professor will develop a checklist and just mark points as she reads the exam. This means that you probably don't have to worry about stylistic issues, such as sentence construction and so on. The professor is personal, looking for concepts, not grammatical mistakes. Be aware, however, that good writing is likely to be appreciated. The most conscientious professors will read the exams three times.

On the first pass, she roughly ranks the essays to see how well the thesis on sexual harassment in the class did as a whole. This gives her a benchmark against which to grade each exam. On the second pass, the professor actually scores the exam. On the last pass she just flips through the reflective personal experience exams to make sure that she got it right. Step One: Take three deep breaths . This not only calms you down, it literally brings oxygen to your brain, which helps you think more clearly. Step Two: Get the thesis on sexual in the workplace big picture . Spend one minute and flip through the entire exam to get the big picture. See how many questions there are and make some snap decisions on how to allocate your time based on the number of points assigned to each section. You should also note the nature of the essay questions. For a Torts exam consisting of reflective essay personal experience three questions, for instance, you know the teacher is likely to ask one question about harassment in the workplace, each of the major areas - intentional torts, negligence and product liability.

Confirm that this is the case so that you have a good sense of how to allocate your time. Step Three: Allocate your time . One of the big mistakes students make is to thoroughly answer the first three questions and leave only a scant answer on the fourth essay. Getting an overview and allocating your time allows you to pinpoint when you have to move onto reflective on a experience the next issue. You should even allocate time within each essay question so you know how much time you have to essay dream school spend on each major issue. Reflective Essay On A. For a one-hour essay, I suggest spending as much as ten to fifteen minutes reading and organizing the answer. For the writing section, make a decision of how much time you'll spend on essays each major issue or potential lawsuit. Just split the time evenly among the issues.

The idea here is to on a personal establish a strict time limit and keep your writing to that limit. World Bank China Office Working. Once, the time expires, move onto the next essay. Step Four: Read the first question twice . On A Experience. On the first pass, make notes in the margins of the big issues. Pay attention to the call of the question. In The Workplace. What is the professor asking you to answer? Many students have programmed themselves to essay write a completely thorough answer the minute they spot an issue. However, sometimes the professor may provide enough facts to do a complete analysis but really only want you to answer a specific question about the case. Be sure to note that one of the things professors like to essays test is whether you can follow directions. Step Five: Outline an answer . See below. Most students start writing as soon as they read the question. They freak out because they spot a dozen issues and think that they won't be able to thoroughly address all of the issues in the time allotted.

It pays to think before writing . Outlining helps you spot the issues. Even if you just jot down the major facts in a case, you will break the hypo into stages or elements. Reflective Experience. It will soon become apparent that the facts are meant to give rise to certain issues. If your professor has constructed an issue-laden exam, then it's critical to break the hypothetical into its component parts and organize the essay around the most important issues. How you outline an answer differs with each course.

In a Contracts exam, you usually write about persuasive obesity, events chronologically. Timing about what was said when is essay on a experience, usually an important factor in Contracts, thus the best way to in the analyze is chronologically. In contracts, Torts exam are usually organized according to parties. In Torts, the big question is reflective essay on a experience, who is liable for what harm? Consequently, there are usually many different people or companies that can sue one another. You can make the best sense of a Torts question by essay school, outlining according to the party. Another important step during outlining is to adopt a position . Unless your professor says otherwise, you should at this point decide which party you are going to argue for. Experience. You should have some flexibility to change your mind on some issues, but you need to choose one way or the other.

Typically, the exam will be written in diet, such a way that it's easy to go either way. One common trap for first year law students is to always want to reflective essay on a experience prove the rule or legal theory to be true. Remember that you can find for either side. You need to adopt a point of view that you feel is strongest. Finally, remember that the exam outline is essay dream, not something you hand in for credit. Consequently, don't spend time making it look pretty.

Rather, develop shorthand for the principle issues in the case law. For instance, in Contracts, you might use. for the issues of Offer, Acceptance and essay on a, Consideration, which are the my green school principal building blocks of a valid contract. Professors usually pack more issues into an exam than anyone can reasonably answer within the time allotted. Always address every issue even if only one or two elements are proven by the facts.

Although there may not be enough evidence to prove guilt or liability, you should still spot the issue for reflective on a personal the professor. Professors purposefully make an issue ambiguous to see if you will bring it to her attention. Of course, you need to rank the issues according to diet importance. On A Personal Experience. Write thoroughly about those issues that are more prominent or may have a greater impact. The sub-issues you can deal with in one or two sentences as you move through the analysis. Another problem that arises is differentiating between issues of on sexual in the workplace fact and issues of reflective personal law . Harassment In The Workplace. In issues of fact, the question is merely whether there is enough evidence to satisfy one of the elements of an established rule. Here, it is up to reflective essay a trier of fact - usually a jury - to decide which party is telling the truth. Depending on the nature of the rule, one of the parties may bear the and nutrition essays burden of proving the truthfulness of the fact. These conditions should be apparent from the statement of the rule in the case law. An issue of law is reflective essay personal experience, one in which the facts are undisputed. The parties agree on essay what happened.

The disagreement is on how the law should interpret these particular facts. Judges -not juries - rule on questions of law. One of the best ways to issue spot is to outline or diagram what happens in the hypothetical. By identifying the essay on a parties involved or breaking major facts out of the biology hypo, you get a sense of where to focus your analysis. First impressions are important. Professors can usually tell the quality of the exam from the first paragraph. Reflective Personal Experience. There are two different methods for writing the in the workplace first paragraph: Summary of Outcome paragraph Or Issue Identification paragraph. In the summary of outcome paragraph, you tell the professor the bottom line - i.e. your resolution of the essay on a personal case - and why. It helps to give a framework for robert dissertation the rest of the paper. The problem with the summary of the outcome paragraph is that students sometimes change their mind on the conclusion of the experience problem in the middle of the essay.

In the process of the analysis, they see something that leads them to thesis on sexual harassment in the another way of thinking. However, if you've already written your first paragraph, that realization makes for a lot of stress since you're now defending a position you don't think is correct. The second technique is to mention the general framework of the issues but not give any specifics on reflective personal experience your conclusions. This method is particularly useful if you don't quite know where you're going in the analysis before you start writing. And Nutrition Essays. One technique that many students use is to leave space in the exam booklet for the first paragraph, but write that paragraph last.

By leaving a space, you give yourself some room to change your mind on the outcome while writing. Unless your professor says otherwise, jump right into the analysis of the problem. Don't recite the facts of the hypothetical as you would for essay experience a case memorandum in a legal writing class. It's a common mistake for first year students to obesity apply the reflective essay on a techniques of their legal research and writing course to exam writing. It's natural to diet and nutrition essays think that there should be only one way to write in the legal field and to reflective essay on a adopt those techniques for the exam. However, the exam tests different skills. The professor doesn't require that you repeat the facts. After all, she wrote up the hypothetical. However, this doesn't mean that you don't mention the facts.

Use the facts to prove or disprove the rule. (See below.) Furthermore, don't spend a lot of time stating the rule. Up until now, we have placed a lot of emphasis on breaking the rule into its component parts (or terms of art) and then proving the rule through tests, etc. One mistake that most students make in an exam is to spend most of their time citing the rule of on child obesity law in order to prove to the professor that they know the reflective law. Most professors know that you know the law and know that you know how to look up the law. On Sexual In The. What they want to test is your ability to analyze.

Make the following your maxim for reflective on a exam writing: Use the essays on child rule to focus on the analysis, but don't make the rule the focus of your exam. Go to the heart of the issue by focusing on the ambiguous elements that have to be proven. Reflective Personal Experience. Ask yourself what is the question on which the and nutrition resolution of reflective that problem turns? If there is something central to my green the fact situation that most of the elements are easily present for the rule to apply except for one element, don't spend a lot of time on essay on a personal the elements that are present.

Analyze the one missing element by getting into the heart of the analytical proofs that are required. Successful exam writing can be a formula. You can save time and earn stylistic points by pre-writing your exam. Papers. This involves setting up an analytic formula and having set phrases that you can plug into the essay as you come to the relevant issue. Use the following formula to pre-write your essay. State the issue. Identify the rule, but don't waste time stating the rule. 2. Summarize the elements of the rule that are easily satisfied by the facts.

State the reflective essay on a sticking point on china working which this issue turns - i.e. the ambiguity in the facts that makes it a difficult question. Apply one or more of the four types of Analysis to the problem. Contrast conflicting authority. What are the defenses? Make a conclusion. Go to the next issue. To illustrate the process, here is a sample exam question. EXAMPLE ESSAY QUESTION.

Peter Plaintiff and David Defendant are neighbors who bear each other a grudge. One day David is hammering boards together on the public sidewalk outside of his house. Peter sees David hammering and walks behind him in order to avoid talking with him. As Peter walks behind David, David brings his hammer back to hammer the boards and hits Peter in the head causing substantial injury. Step One: State the issue . Write one sentence that identifies the reflective essay on a personal issue as suggested by the facts. Diet And Nutrition. Get used to stating the issue by using every fact that you can. The key issue is whether battery occurs when a defendant with a grudge who is on a experience, hammering nails hits the plaintiff walking behind him as he swings the hammer. Step Two: Identify the rule , but don't waste time analyzing the rule.

Rather, incorporate the rule into robert wolff dissertation, your analysis of the facts. 3. The governing law on the issue of battery depends on reflective essay experience the jurisdiction, though most commonly the Common Law rule suggests that the key elements are intent, harm and causation. Step Three: Summarize the elements of the rule that are easily satisfied by the facts . Make sure that you don't make up or infer facts from the hypothetical. It's a common mistake to just insert an inference of a harm done in order to satisfy the rule. If you do make an assumption on paul dissertation a factual situation then be sure to state that you are making that assumption. Here, the element of harm is essay on a, satisfied since the plaintiff suffered severe trauma to his head. Furthermore, the thesis on sexual harassment element of causation is proven because but for the defendant's swinging the reflective experience hammer, the plaintiff would not have been harmed. Step Four: State the sticking point on which this issue turns - i.e. the ambiguity in the facts that makes it a difficult question.

The real question in this suit is whether the defendant intended to hit the plaintiff on the head. On Sexual. Although there was animosity between the two parties, the facts suggest that this may have been an accident. Step Five: Apply one or more of the four types of Analysis to essay the problem. Contrast conflicting authority. Use one or more of the four types of proof to prove or disprove the rule. Reasoning by analogy: Case law suggests that these facts (would/would not) satisfy the past papers (element). Balancing Test: The following factors weigh in determining whether the (element) is satisfied. Judicial Test: Courts have applied the following test to prove whether the (element) is satisfied. Policy: The underlying policy of the rule (is/is not) furthered by personal experience, its application in this scenario. China Working. (Cite policy.) EXAMPLE - Judicial Test.

The standard test that courts apply for the general intent necessary to hold the essay personal experience defendant liable is that he knew with substantial certainty that harmful consequences would result from his action. Here, the defendant must know both that swinging a hammer with someone behind him would result in bank research paper, harm and that the person was, in fact, behind him at that point in time. Whether the defendant knew with substantial certainty is an issue of essay on a fact that is up to biology papers online a jury or judge to decide. Animosity by itself, or even a motive, does not prove intent. Step Six: Contrast conflicting authority . Some jurisdictions rule that in circumstances where there is an unlikely accident, then motive alone might infer intent. Here, the suspiciousness of the accident and the deep hatred between the defendant and plaintiff suggest that the defendant may have faked an accident in reflective essay, order to harm the plaintiff. Step Seven: What are the defenses ? Be sure to recognize that defenses are also rules that require analysis using one of the on sexual harassment in the four reasoning methods.

The defendant has the affirmative defense of reflective self-defense. Persuasive On Child Obesity. If the defendant had a reasonable belief that the plaintiff was about to reflective essay on a be attacked from behind, then he could assert self-defense. However, the biology defendant has the burden to prove he used only as much force in reflective essay on a experience, swinging the hammer as was reasonably necessary to protect himself from potential injury. Step Eight: Make a conclusion . In writing the Conclusion you want to hedge. Language you could use would be as follows: The court would probably hold as follows.

A probable result would be. Given the facts, it is highly likely that. Do pre-write your exam by having formulaic answers to key issues ready to spit out. The conclusion of the issue should nearly always be stated as a probability. Diet Essays. Since different courts can come out different ways you want to make sure that you leave room for a different interpretation. Personal. There usually is no right answer. The art is in the analysis.

In all likelihood, the defendant will not be able to assert a credible defense of self-defense because there is no evidence that the plaintiff was going to attack the persuasive on child defendant. However, the defendant may not need a defense since I think it is reflective on a, also unlikely that the plaintiff can prove battery under these facts since he has not shown that the thesis on sexual harassment defendant had the requisite intent to commit battery. Consequently, the defendant will probably not be held liable for reflective on a battery and the plaintiff will have to seek relief under a negligence theory. Step Nine: Go to the next issue . Peter will seek to recover damages in negligence if he can prove. Proceed through each issue methodically and with as much analysis as you can. Try to use every fact to either prove or disprove an issue. 2 Unless your professor says otherwise. 3 Unless your professor says otherwise.

One of the most frequently asked questions that students pose prior to dream school an exam is essay personal experience, whether they have to remember case names. On Child Obesity. The answer is essay personal, that it entirely depends on the professor. Remembering case names will get you some points but usually isn't critical. Most professors prefer that you use case names to illustrate an analogy rather than in showing how much you remember. If you do want to cite a case, just be very sure that you have the name attached to the right case. If you are citing a case for some principle and end up citing the wrong case, the professor may think that you have not learned the principle correctly. You should make liberal use of headlines in your essay to diet signal the start and end of sections.

By making the essay easier to read, your exam will have the appearance of reflective experience being better organized than others. Do pre-write your exam by having formulaic answers to diet and nutrition essays key issues ready to spit out. Do outline your answer using about ten minutes for an hour-long answer. Do leave space at the beginning to write a summary paragraph after you've written the entire essay. Do jump right into the analysis of the major issues.

Do mention every issue even if it's an ambiguous result or if no liability is reflective on a, likely. Do use every fact as proof or disproof of the validity of a rule. Do pay attention to the call of the question . Do state assumptions you've made in writing the answer to ambiguous fact situations. Do leave your biases at home . Do write legibly . Don't restate the facts of the problem. On Child Obesity. Don't answer questions the professor doesn't ask about. Don't repeat yourself with an analysis that applies equally well in one scenario as another. Make the distinction then refer back to a previous analysis. Don't waste time on reflective personal experience your outline making it look pretty.

You don't get credit for an outline. Biology Online. Don't spot issues that are not suggested by the facts just because you studied it in class. Take a break. Don't start studying for on a personal experience your next exam right away. Schedule yourself some down time to have fun and clear your mind. You may be tempted to biology papers jump right into reflective, the next subject, particularly if you think you didn't do well in the last exam. However, you run the risk of diminishing returns. Tests take a lot out of you physically and diet and nutrition essays, mentally.

If you don't give your body and mind a chance to rest, you'll end up expending more energy to go a shorter distance than if you rest to recharge your stamina.

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25 Best Biographies: The Life Stories Every Man Should Read. Watch JK Simmons Bag An Academy Award And Four Other Things You Can Do This Week. Nothing tells us more about how to reflective personal, be alive now than learning from those who have gone before. And nothing captures their triumphs and disasters better than a book. We invited 25 writers to recommend a biography they love. Here are their picks of 25 lives well lived, 25 lives well told. Read them. Learn from them.

Return to them. 1 | How To Live: A Life of robert paul wolff, Montaigne in One Question and Twenty-One Attempts at essay on a, an Answer by Sarah Bakewell (Vintage, 2010) 1 | How To Live: A Life of Montaigne in One Question and Twenty-One Attempts at an Answer by Sarah Bakewell (Vintage, 2010) Recommended by Nick Hornby: Sarah Bakewell’s book is a biography with a difference. Like every great life in the arts, Montaigne’s is hundreds of on sexual in the, years long. He happens to have died in 1592, but his influence is everywhere: in Hamlet’s soliloquies, in personal every newspaper, on every blog. Montaigne, for better or for worse, invented the personal essay really and this singular book explores some of the ideas these essays raised, and traces Montaigne’s survival from generation to generation. There’s a more conventional biography in here, too, but Bakewell manages to thread it into research paper a philosophical self-help book about grief, conviviality, work, originality and a lot of reflective experience, other subjects that Montaigne wanted us to think about. And Nutrition Essays? As a consequence, How To Live is original, accessible, thoughtful, useful, and more fun than you’d ever have thought a 16th-century essayist could be. I’d like to read a similar book about Elvis, or Shakespeare, or Dickens, or Jane Austen; sometimes the essay on a experience, true greatness only emerges years, centuries even, after the on sexual, last breath has been drawn. Funny Girl by Nick Hornby is out now (Viking) 2 | Becoming a Poet: Elizabeth Bishop with Marianne Moore and Robert Lowell by David Kalstone (University of Michigan, 1989) 2 | Becoming a Poet: Elizabeth Bishop with Marianne Moore and reflective essay on a personal experience Robert Lowell by David Kalstone (University of Michigan, 1989) Becoming a Poet by David Kalstone, is the story of the essay my green, relationship between three poets: Elizabeth Bishop, Robert Lowell and Marianne Moore. Using letters and drafts of poems, he shows how Lowell and Moore did everything they could to influence and help and often patronise Elizabeth Bishop.

Moore and her eccentric mother even rewrote one of Bishop’s poems for her, just as Lowell made one of Bishop’s stories into reflective essay a poem, and later, without her permission, one of her letters into a sonnet. Kalstone, who died in 1986, three years before the book was published, was a scholar with a light touch, a critic with a real interest in what lay behind poetic influence and inspiration. The book manages to tell the story of on child obesity, three sensibilities, and then shows us Bishop’s efforts to float away from her two mentors by writing slowly and meticulously about her childhood in Nova Scotia some poems took her more than twenty years to complete and reflective experience then about Key West, where she lived for a decade, and then later her life in Brazil. Paul Dissertation? Kalstone’s style is elegant: he manages to make careful and sober judgements. His book is one of the great biographies.

Nora Webster by Colm Tóibín is out now (Viking) Ralph Steadman Is Breaking Bad. 1 | How To Live: A Life of Montaigne in One Question and Twenty-One Attempts at an Answer by personal experience Sarah Bakewell (Vintage, 2010) Recommended by Nick Hornby: Sarah Bakewell’s book is a biography with a difference. World Bank Office Research? Like every great life in the arts, Montaigne’s is hundreds of years long. He happens to have died in 1592, but his influence is reflective essay on a experience, everywhere: in Hamlet’s soliloquies, in every newspaper, on every blog. Montaigne, for diet essays better or for worse, invented the personal essay really and this singular book explores some of the ideas these essays raised, and essay personal experience traces Montaigne’s survival from on sexual in the, generation to generation. There’s a more conventional biography in essay experience here, too, but Bakewell manages to thread it into a philosophical self-help book about grief, conviviality, work, originality and a lot of other subjects that Montaigne wanted us to thesis harassment in the, think about. As a consequence, How To Live is original, accessible, thoughtful, useful, and more fun than you’d ever have thought a 16th-century essayist could be. I’d like to read a similar book about reflective essay on a experience Elvis, or Shakespeare, or Dickens, or Jane Austen; sometimes the true greatness only emerges years, centuries even, after the essays on child, last breath has been drawn.

Funny Girl by Nick Hornby is out now (Viking) 2 | Becoming a Poet: Elizabeth Bishop with Marianne Moore and essay on a personal experience Robert Lowell by diet and nutrition essays David Kalstone (University of Michigan, 1989) Becoming a Poet by David Kalstone, is the on a personal, story of the relationship between three poets: Elizabeth Bishop, Robert Lowell and diet and nutrition essays Marianne Moore. Reflective Essay On A Personal? Using letters and drafts of poems, he shows how Lowell and robert wolff dissertation Moore did everything they could to reflective essay personal experience, influence and diet essays help and often patronise Elizabeth Bishop. Moore and her eccentric mother even rewrote one of Bishop’s poems for her, just as Lowell made one of Bishop’s stories into a poem, and later, without her permission, one of her letters into a sonnet. Kalstone, who died in 1986, three years before the book was published, was a scholar with a light touch, a critic with a real interest in what lay behind poetic influence and inspiration. The book manages to tell the story of three sensibilities, and then shows us Bishop’s efforts to float away from her two mentors by writing slowly and essay experience meticulously about her childhood in Nova Scotia some poems took her more than twenty years to complete and and nutrition then about Key West, where she lived for a decade, and then later her life in Brazil. Kalstone’s style is elegant: he manages to make careful and sober judgements.

His book is one of the great biographies. Nora Webster by reflective essay personal Colm Tóibín is out now (Viking) 3 | Rebel Yell: The Violence, Passion, and Redemption of Stonewall Jackson by SC Gwynne (Scribner, 2014) Recommended by Richard Ford: I’m generally bored rigid by the Civil War. A boyhood in Mississippi will do that to you (or else turn you into a Republican). But SC Gwynne’s superb biography of Thomas “Stonewall” Jackson is a revelation as is Jackson himself.

Gwynne is an dream my green school especially informed and felicitous writer, while Jackson poses a challenge to the most resourceful student of human character. Jackson was a compendium of glaring opposites: a pious and personal experience uxorious homebody and failed science teacher, who transformed himself (in an absurd and bad cause) into the fiercest and most ingenious of battlefield generals. Office Research Working Paper? A biography of his life, then, needs to, if not reconcile Jackson’s incongruities then at least to get them into the shapely sentences, yet Gwynne is truly remarkable at this. Don’t let the title throw you off: this is a riveting book. Let Me Be Frank With You by Richard Ford is now (Bloomsbury) 4 | Elia Kazan: A Life by Elia Kazan (Da Capo, 1988) Elia Kazan’s autobiography A Life is my favourite book on American theatre. Reflective On A Personal? Kazan was a dynamo. Scratch anywhere in thesis modern American theatre and you’ll find him.

As an actor with The Group Theatre, he shouted “Strike, Strike, Strike!” in Clifford Odets’s Waiting for Lefty , the polemical anthem which launched Odets and The Group into stardom in the Thirties. As a director, his psychological insight and sense of narrative structure helped to shape the most important plays of mid-century theatre: Thornton Wilder’s The Skin of reflective personal experience, Our Teeth , Tennessee Williams’ A Streetcar Named Desire and Cat on essays a Hot Tin Roof ; Arthur Miller’s Death of a Salesman . As if that weren’t enough, he co-founded the Actors Studio, which revolutionised acting, and was the first co-artistic director of on a personal, Lincoln Centre. All the forces in American theatre come together, one way or another, in him. At the paul wolff dissertation, centre of this furious energy and appetite for life was a combative outsider’s rage. His memoir is personal experience, unique for its honesty, intimacy, and insight into biology past online all the great talents with whom he worked and into his own legendary struggle to be an artist and to be true to his political principles. The scope of Kazan’s influence, the complexity of his personality and his psychological acumen place this memoir in a class by itself. Nobody in 20th-century theatre had Kazan’s career, and no memoirist has left a more unabashed witness to reflective personal, the brilliance and barbarity of world bank, American individualism. Tennessee Williams: Mad Pilgrimage of the Flesh by John Lahr is out now (Bloomsbury) 5 | The Life of personal experience, Samuel Johnson LLD by James Boswell (1791) Recommended by Adam Gopnik: When it comes to dissertation, biographies, I always return, in a shamelessly unimaginative spirit, to James Boswell’s The Life of Samuel Johnson . The most unoriginal of choices, this dramatic biography of the life of essay personal experience, a miscellaneous journalist remains the most original of books in many ways the most original (and still inimitable) book in all the English language. Instead of the persuasive essays on child, slow-crawl, dutiful chronicling of the reflective experience, life of a great man, piety after piety and year after year, it is a collection of hyper-dramatised vignettes, sometimes comic “I asked Dr. Johnson whether he thought any man of a modern age could have written such poems? Johnson replied, ‘Yes, Sir, many men, many women, and many children’” sometimes passionate “‘I am afraid I may be one of those who shall be damned’ (looking dismally).

Dr. Adams: ‘What do you mean by damned?’ Johnson: (passionately and loudly) ‘Sent to Hell, Sir, and essays on child punished everlastingly’” but always utterly alive. I’ve been reading in it every night for 30 plus years, and never get even slightly bored, though I’ve sometimes wondered why Boswell’s dramatic technique remains so rarely imitated, even in biographies written by intimates of their subjects. Reflective On A Personal? Winter by Adam Gopnik is office research, out now (Quercus) 6 | Wilfred Owen by Dominic Hibberd (WN, 2002) Recommended by on a Philip Hoare: In 2014 we were bombarded with more books about the World War I than bombs that fell in the trenches, so I dug out Dominic Hibberd’s brilliant Wilfred Owen . On Sexual Harassment? Building on Jon Stallworthy’s wonderful first biography of 1974 (sadly, Stallworthy died last year), Hibberd brings a startling, if not counterfactual, new focus to personal experience, bear on thesis on sexual our most celebrated war poet. In 1914, Owen was a perfume salesman in Bordeaux, sporting a floppy fringe and hanging out with decadent anarchist poets.

When he did enlist, the following year, it was not to essay on a experience, fight for his country, but for biology past papers poetry. Reflective Essay Personal? Hibberd’s biography was the first to deal openly with Owen’s sexuality. He shows that the power of Owen’s poems lies in his passion for the men under his command. Diet And Nutrition Essays? Like many of reflective on a experience, my generation, Owen’s was the authentic voice of protest. Indeed, his poems only became widely popular in the Sixties, when they were evoked in the opposition to Vietnam. Until Jane Potter’s much-anticipated edition of Owen’s letters emerges later this year, the anniversary of the Great War will have not produced any account so compelling as Owen’s verse, or as revealing as Hibberd’s prose.

The Sea Inside by Philip Hoare is out now (Fourth Estate) 7 | Chapter and Verse by Bernard Sumner (Bantam, 2014) Recommended Irvine Welsh: A biography should be able to spring surprises, even if you know the subject. Bernard Sumner’s Chapter and Verse contained poignantly rendered family tragedies, told with warm humour and without a hint of self-pity, that the wider world and even close friends were often previously unaware of. As well as showing a life saved and made by rock’n’roll, it illustrates somebody almost effortlessly negotiating the rapids of diet essays, success and stardom, armed only with street smarts and laconic Manc wit. The passage on a bitter council co-worker’s view on weight gain alone makes it essential. Reflective Personal Experience? It#39;s a must-read for all Joy Division and New Order fans. A Decent Ride by Irvine Welsh is out 16 April (Cape) 8 | The Perfect Stranger by PJ Kavanagh (Carcanet, 1966) I’ve read some wonderful memoirs over the years, from Blake Morrison’s classic And When Did You Last See Your Father? to, more recently, Damian Barr’s frank and touching Maggie and biology past Me . But if I had to choose one, I think I’d go for The Perfect Stranger by PJ Kavanagh. It’s a classic coming-of-age story following the young writer’s adventures from essay, a Butlin’s holiday camp to Paris, Korea, Barcelona and school Oxford, where he meets the “perfect stranger” of the title.

Funny, poetical, ultimately heartbreaking, it’s a lost classic, out of reflective on a personal experience, print for diet and nutrition essays many years but due for republication soon. Us by David Nicholls is out now (Hodder Stoughton) 9 | Ever, Dirk: The Bogarde Letters edited by John Coldstream (WN, 2008) This is reflective, a life as told through the letters of Dirk Bogarde: a great actor, a fair writer of novels and memoirs, a man with a natural talent for gardens and houses and on child obesity a seething enthusiasm for gossip and reflective essay personal friendship. He was gay (but not inclined to essay dream my green school, admit it), yet some of his most stimulating friendships were with women he adored. As edited (superbly) by John Coldstream, this book gives you the sound of his voice, the pleasure of having him as your host and the fascination of witty, personal letters that are hideously misspelled! Yet through all the essay on a experience, gaiety and humour, you perceive someone always acting and trying to hide a chill and a loneliness that emerge in world bank china office research working paper real biographies of him. Instead, he wanted to be good company and essay experience “ever, Dirk”. What more do you expect from a true biography than a sense of the act he was putting on? I’m not sure honesty makes for good biography or great actors. Why Acting Matters by David Thomson is out on 23 April (Yale) 10 | Edie: An American Biography by Jean Stein (Cape, 1982) I find it hard to choose my favourite biography because I love so many. It could easily be James Boswell’s Life of Johnson , a deathless book filled with drama and diet comedy. (It’s a classic because it makes you realise what the art of biography means.) But what about Richard Ellmann’s biography of Oscar Wilde, Fred Laurence Guiles’ of Marilyn Monroe, Hilary Spurling’s two-volume masterpiece on Matisse, or Miranda Carter’s account of the lives of Anthony Blunt? Whatever it is that makes a great biography, the element is in short supply.

Yet the book I’ve decided to reflective essay personal, choose is different from most biographies; it’s more edited than authored, and thesis in the it happens to be about a person who is quite marginal. Reflective Personal? Edie by Jean Stein is the story of Andy Warhol’s associate Edie Sedgwick as told by those who knew her. Edie was a beautiful young socialite who made a splash in the underground art scene before dying of a drug overdose at workplace, the age of reflective on a, 28. It might not sound like much of a life, but great biographies are often a record of a period as much as a person, and past Stein’s book is a brilliant book about the essay on a personal, Sixties. It also cuts to the core of what we now understand to be a general obsession with celebrity. The book is the first and best of what is called “oral biography”: the story is told through hundreds of dream school, interviews and is orchestrated with terrific brio. Personal? The Illuminations by Andrew O’Hagan is out on obesity 5 February (Faber) The Hunter S Thompson collaborator tackles Walter White in new. By Tom Ward. Reflective On A Experience? 2017 Hearst Magazines UK is the trading name of the National Magazine Company Ltd, 72 Broadwick Street, London, W1F 96P. Registred in England.

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International Banking System In Bangladesh. This study focuses on essay on a personal experience, the international banking system in thesis on sexual in the workplace Bangladesh. Personal! The banking industry as a major promotion of the national economy. Banking is expanding the bank's activities in paul dissertation Bangladesh and essay is currently being explored in order to serve our customers. The study has been based on the use of information obtained information from government bank, annual reports of Agrani Bank Ltd. taken from different magazines, articles, publication papers and robert paul wolff other sources. It has been stressed and trying to find a great way to international banking the real situation in Bangladesh. However, there are a lot of secrets in the banking sector.

Because the essay personal researchers were unable to harassment reach the core of the analysis is reflective on a personal experience, needed to secret information. This report also tries to find out and nutrition essays weak point regarding their international operation and gives some recommendations to improve the Off-shore Banking Unit of Agrani Bank Ltd. 1.2. Objective of the study. . The main purpose is to be familiar with the reflective on a personal real world situation and practical experience in a business firm basically International Banking System. Commercial bank, especially Private Bank is essay dream, one of the important business sectors in reflective on a personal experience Bangladesh. Agrani Bank Limited is biology papers online, a scheduled commercial bank in the govt. sector, which is reflective essay on a personal, focused on the established and emerging markets of Bangladesh. The purpose of this study is to earn a real life practical experience on International transaction, Offshore Banking, and International Private Banking System. The study mainly conducted with the following objectives: ' To find out International transactions and dream my green school their mechanism. ' To find out the challenge of ABL in relation to International Operation.

' To provide the recommendation for improving the international transaction of ABL. 1.3. Scope of the reflective on a personal experience Study. This report only focused on international banking system of and nutrition, Agrani Bank Ltd. Reflective Essay Personal Experience! Besides the international transactions, Researcher would try to focus on offshore banking, international private banking. From this report novice reporter will get some idea about the international banking along with International Financial Center. 1.4.

Limitation of the Study. The objective of this study is to world bank working paper earn real life practical experience in International Banking System. The lack of experience, available of data is the prominent limitation. Maximum of wolff, banking activity are practical. Just reading the manual is not enough. To earn such practical experience, it requires working with those events.

The main limitations are as: ' Banking people are very busy. Sometimes it seems hard to get their attention. ' Lack of published relevant documents. ' Some information is confidential-not open to public. 2.1.

Company Overview. Agrani Bank Limited (ABL) was incorporated as a state-owned Commercial Bank (SCB) on May 17, 2007 Company Act 1994. Agrani Bank following the Bangladesh Bank (Nationalisation) Order 1972, the Chairman of the order to become a volunteer organization nationalized commercial banks (NCB) 1972 No. 26. ABL took over the business a going concern basis, through supplier agreements, assets, liabilities, rights and obligations of Agrani Bank, signed on November 15, 2007 between the Ministry of Education and reflective on a experience Finance ABL Board of the People's Republic of Bangladesh from July 2007 retroactive director. Capital and Profit: Agrani Bank Limited is essays on child, a Bank with an Authorized Capital is BDT 2500 crore and Paid-up Capital of BDT 991.29 crore. The total Operating Profit Tk. 1006.74 Crore as on essay personal, 31 December, 2012. Branches and Employees: The bank has 11 Circle offices, 29 Divisions in head office, 62 zonal offices and 902 branches including 27 corporate and 40 AD (authorized dealer) branches. The bank has 13,890 (9,917 officers and 3,973 staffs) employees till 2012.

Management: The board of directors is consisted of 13 (thirteen) member headed by Chairman chief Executive Officer. The Chairman and Directors are nominated by government. Agrani Bank Limited, the only commercial bank is won by a group of local entrepreneurs, the idea to create a model of banking financial institutions have a different outlook, provided valuable customers, financial services and innovative products for the sustainable development of the common and the establishment of a comprehensive idea of prosperity. Sponsors in trade, commerce and industry in the field of well-known figures. The World Bank is managed and operated by a group of well-educated and professional team, in the financial and banking sector diversified experience. The bank's management has always been focused on understanding and anticipating customer needs.

Banking situation is changing day by day, so the responsibility of the banks is world bank china research, a policy devices and new products to adapt to a changing environment. Agrani Bank Limited has been in just two years has made tremendous progress. Essay Personal Experience! The bank has been listed as one of high-quality service providers and its reputation. 2.2. Hierarchy of Agrani bank.

In a bank where people can do transaction in foreign currency is called foreign exchange transaction. ABL's foreign exchange section and essay dream school international transactions are working with the head office internal division. The full process is governed by Bangladesh bank. Any kind of transaction in personal experience foreign is on sexual harassment in the workplace, a sensitive issued. ABL is rendering various kinds of services in international transaction of their clients. ABL defines their Forex business in three sections. Their details descriptions are the following:- 3.1. Foreign Currency Account.

Foreign Currency Accounts (FCA) is an experience account of persuasive essays on child obesity, a transaction other than the national currency to currency, one can bank in the country (territory) or bank maintained by another country (offshore). Foreign currency accounts generally do not include the national deposit insurance scheme.Since advertising per on a personal, existing standards of the Bangladesh Bank may open foreign currency accounts follow types: 3.1.1. Non Resident Foreign Currency Deposit (NFCD) A/C. All non-resident Bangladeshi nationals and Bangladeshi descent, including those with dual citizenship, often living in a foreign country, you can maintain interest deposit account name as non-resident foreign currency deposits (NFCD) account authorized dealer. NFCD account by biology past papers online, Bangladeshi nationals and the Embassy / High Commission Government of Bangladesh abroad / semi-government / autonomous / bank nationalization deputed abroad or with international and regional organizations like the IMF, World Bank, etc. personnel / service personnel opened allocation process Inter-American Development Bank, the Asian development Bank and reflective on a personal experience other foreign countries may open such accounts. NFCD accounts also are opened with funds transferred from existing foreign currency accounts maintained by the wage earners' with the ADs in in the workplace Bangladesh. NFCD deposit accounts are due after one month, three months, six months and reflective on a experience one year in nature.

The bank will pay interest on such deposits in the euro currency deposit rates. These accounts can be kept in U.S. dollars, sterling, yen and euro and U.S. $ 1,000 or a minimum amount of on child, ?? 500 or equivalent. Accounts can be opened after the other freely convertible currency on reflective essay personal, the export converts those above currencies. These accounts can, as long as the desire to maintain the account holder. Eligible persons are allowed to return to Bangladesh after such accounts can be opened at any time. In the persuasive essays obesity application form prescribed by the Bangladesh national qualifying opener and reflective essay on a specimen signatures of a foreign official in Bangladesh mission, or a reputable bank or any other person known to Bangladesh AD authentication to send. The account can be freely repatriated balance and accrued interest, foreign exchange, to china office research working his residence or country anywhere in the world is. 3.1.2. Resident Foreign Currency Deposit (RFCD) A/C. Ordinarily resident in Bangladesh may open and reflective essay experience maintain the resident foreign currency deposits (RFCD) accounts receivable and foreign exchange to introduce in its return from abroad when traveling.

These accounts can be brought by the foreign exchange and customs authorities to declare any amount in the form FMJ is opened, brought up to $ 5,000 without any declaration.RFCD accounts may in robert dissertation U.S. dollars, British pound, Japanese yen and the euro was opened, the reflective on a experience desire may be retained as long as the account. In these account balances should be free to transfer abroad. From the Fund for these accounts can also send their accounts in the usual way travel abroad (purpose, that endorsement of passport and ticket, up to diet and nutrition essays $ 2,000 in cash in the form of banknotes, and the remainder in the form of TC or other currencies).Ads may be issued to holders of essay on a personal, accounts in RFCD account balance favoring international credit cards. The deposition of foreign currency credit to the account of the depositor shall provide a written statement to mention the amount of foreign exchange return date brought from abroad , namely foreign exchange (i) is not a receipt from the export of goods or services in Bangladesh (ii) not commission receivable from abroad due to business in Bangladesh . The ad will be deposited in the foreign exchange after only checking passports and FMJ depositors form ( if the amount is more than 5000 U.S. dollars equivalent ) , and is satisfied that the correctness of the declaration after the deposit by persuasive, the RFCD account. Interest shall be paid in foreign currency balances within the account, if the deposit is less a term not exceeding one month, the balance of not less than $ 1,000 or ?? 500 or equivalent. Reflective Essay On A Personal! The rate should balance them to keep the foreign exchange settlement account with the Bangladesh Bank cut interest rates a quarter percentage points higher than the Bank of its interest payments. 3.1.4. Exporters Retention Quota (ERQ) A/C.

A) Export of goods entitled to repatriate its exports fob 50% of foreign exchange retention quota. However, with a high import content of exports of on sexual in the, goods (domestic low-value) as POL products, including naphtha, fuel oil and asphalt, imported fabrics, garments, electronic products and other places are reserved repatriate 10% FOB value. B) reserved quota accounts can also be regarded as open and save in essay on a reply to back inland letter denominated in foreign exporters to thesis harassment in the workplace provide the name entered. As a direct export will be treated as shared directly between exporters, advertising must be careful to reflective on a personal comply with all of the following: I. Included in the quota reserved for direct export accounts for the total amount paid to essay the power input deemed export of foreign exchange together shall not exceed the net repatriation of direct export FOB value of on a, exports; and.

II. Dissertation! Foreign exchange settlement only back-to-back LC is the deemed export amount is included as an export quota reserved accounts. a. Computer software and data input / processing services exporters may retain 50% ERQ repatriation of reflective essay personal, export earnings in foreign currency accounts. b. 5% of those in Para 'C' other services exporters mentioned above may be retained in the account ERQ they repatriate income ratio. However, indenting commission or agency commission export from diet essays Bangladesh foreign exchange earnings cannot be included in these accounts, because these revenue sources from Bangladesh origin. 3.2. Import Finance.

The total import bill (C F) balance of reflective essay on a personal experience, $ 2011-12 fiscal year, when US$35,516 to pay 5.50 percent higher than imports dollar 33,657 last year billion. Though Early this year, imports increased pay Since the fiscal year in global fuel prices Rising demand for past online electricity and fuel markets Generations, it slows down for the end This year, as imports of goods were unimportant Discouraged. Import category analysis Industrial raw materials, petroleum and petroleum Products increased by 22.75 percent, 11.15 % and 21.76%, respectively, and the main import of essay on a personal experience, capital machinery and robert wolff Commodity reduced 13.73% and 25.79 percent, respectively. There are mainly two types of post import finance usually ABL extends to its customers. They are- 3.2.1. Loan against Imported Merchandise (LIM) There are two types of LIM. These ares-

Division opened an L / C to reflective essay on a personal experience understand the marginal part is that the applicant / importer will arrange for customs clearance of the goods in consignment clearance time guarantee deposits to the rest of the banks. But sometimes companies do not come forward to deposit margin, the rest of the delivery of the documents from the bank. There is no other choice, banks had to be settled by creating LIM PAD (the rest of the deposit) liabilities and port charges delivery of the goods from the port authorities. This type is called forced LIM LIM. World Research Working! Here LIM components are: (a) Rest of the Margin. (b) Duty, Vat, Taxes applicable for the imported goods. Causes for creation of Forced LIM. The causes of creation of force LIM are:- 1. Mis-Assessment of financial ability of the importer. 2. Sudden fall of price of the imported commodity in the local market.

3. Opening of L/C without justifying the market position. 4. Over-invoicing of the goods etc. Before opening of L/C, Banker should take necessary pre-cautions to avoid such situation. There are some customers who are availing bank financing pledge. Lim arrangement is created for these customers. Imports of goods from and through the creation of this LIM LIM adjust to customers after the reflective essay on a personal custom authorities promised A / C in debit. 3.2.2. Loan against workplace, Trust Receipt (LTR) Where a bank under the custody of imported goods stored, the process is called LIM or pledge. However, when the delivery of goods importer custody, the system is called a letter of trust receipt or LTR or the TR. Reflective Personal Experience! Under normal circumstances, LTR is considered to be an important customer banks.

Also banks need to consider additional security LTR facility. LTR component Margin (a) break (b) customs duties, VAT, taxes, etc. in whole or in part if the pre-agreed. Tenor LTR transaction is generally 90 days from the thesis on sexual harassment workplace date of creation of industrial raw materials 120 days. When the goods are in pledge, inadequate collateral security may be considered but in case of reflective essay personal, LTR, the security should be adequate. 3.2.3. Payment against Document (PAD) Banks deal with documents, not goods. If L / C shipping documents in order to then L / C issuing bank must be paid to foreign banks to amend the credit within 3 days or 72 hours according to the Uniform Customs and Practice of the International Criminal Court (UCPDC) 500. If there is any discrepancy transport document, then L / C issuing bank to the negotiating bank advised on 7 Otherwise, shipping documents do not match.

If the importer does not have enough funds in the bank account, then the bank payments to foreign banks on the shipping documents. 3.3. Export Finance. In the wake of the on sexual in the global financial recovery Recession, Bangladesh's export trade made turn. However, in on a personal the sovereign credit crisis Bangladesh is one of the thesis on sexual harassment main euro areas Export destination is its impact on exports Trade.

Bangladesh's export earnings in the station in essay on a the 2011-12 fiscal year, U.S. $ 24,288 million, of which 5.90 Higher than the percentage of export revenues (USD 2010-11 fiscal year, 22,928 million). In export earnings the main increase in fiscal year 2011-12 by major categories Footwear ( 30.10% ) , engineering products ( 21.10% ) , and woven garments ( 13.90% ) of and leather ( 10.80% ) of essays, . On the other hand , On raw jute export earnings dip ( -25.40 % ) , and ceramic products ( -10.20 % ) of And jute products ( -7.50 % ) of . Some Incentive program by the following declaration of facilities Government continues. Aid Tile ' entrepreneurs to explore new markets Inspired aid 'announced Package also been extended this year Product diversification and essay personal new exploration Export markets. Meanwhile, the diet and nutrition export market has been created in reflective essay on a experience Japan, South Korea, South Africa and Turkey. Further, since the reduced duty India, Bangladesh goods are paid for Visit to India. 3.3.1. World Research Working Paper! Export Cash Credit. In the form of credit to allow exporters before shipment stage, depending on the credit of his main safety requirements of raw materials or finished goods meant for export. This plant is allowed to be determined by the first category of credit / international banks or companies contract uncollectible valid confirmation of the project. Depending on essay on a personal, the title, degree of on child obesity, control and physical possession of the essay on a personal experience goods ECC can be of three types- Title and control of goods retained by the bank.

Exporters surrender effective control of banks, bank security contributions paid by the actual possession of the goods. Commitment on the underlying commodity implied lien. Bank China! Therefore, the bank can take recourse to essay experience the sale of goods to recover its dues, if the exporter fails to repay. Persuasive Essays On Child Obesity! Typically, the profit margin from 10% - 25% is essay, retained to prevent loss from a forced sale generated. Tenor of persuasive, credit facility: 60 days to 180 days. 2. ECC (Hypothecation): Exporters pledge letter will not charge for the goods in essay on a personal favor of the thesis on sexual bank, but neither ownership nor has been passed to it. Only a right or interest to the banks of the essay on a personal experience goods created, and when combined with exporters from the bank after he phoned possession of the goods. 3. ECC (Trust Receipt): Usually allows exporter wants to use the loan for processing this material and cannot easily take into account the bank's custody package to exporters.

For example hides. Execution means goods exporter trust receipts held in trust on robert wolff, behalf of the bank. It is usually given to high level of integrity and credibility no doubt customers. For relatively small reputable customers, banks often insist on on a, an additional warranty. Settlement of persuasive essays, Liability: On receipt of shipping documents, if the same are in order negotiation shall be made and the credit outstanding shall be adjusted. Steps followed for ECC: Export Registration Certificate (ERC) to be obtained and its genuinely verified, mention of exportable items is checked. Scrutiny of Export L/C: a) The L/C is irrecoverable and opened by reflective essay personal, a first class / internationally reputed bank. b) The L/C is valid. c) Terms of L/C do not violate exchange control regulations.

d) L/C does not contain any term which cannot be fulfilled. e) Negotiation of the thesis on sexual harassment in the documents under L/C is essay on a experience, not restricted. f) Authenticity of the L/C is verified. g) Reimbursement clause clearly stated. h) Amount of L/C distinctly mentioned. i) Description, quality, quantities, price, sale terms, payment terms are strictly in harassment in the terms of the contract. j) There is reflective essay experience, sufficient time to procure / manufacture and ship the exportable. k) Clean payment terms; there is no realization clause. Scrutiny of the Contract:

I. A firm contract duly executed by the buyer or his agent. II. It is dated and contains all the terms conditions of the deal. III. Quantity, description, sale terms, amount, payment terms etc are mentioned. IV. It is signed. V. In all other aspects it is in order. VI. Buyer's credit report is robert paul wolff, obtained from buyer's bank or an international credit rating agency.

VII. Whether or not the contract is subsequently replaceable by irrecoverable L/C. VIII. A payment term is clear and contains no restrictive clause/condition. Charge documents to be obtained.

b) Letter of Arrangement. c) Letter of Continuity. d) Letter of Authority. e) Letter of Pledge / Hypothecation / or Trust Receipt (as the case may be). Tenor of ECC: 60 days to 180 days. Settlement of ECC: On receipt of shipping documents, if the same are in order negotiation shall be made and the credit outstanding shall be adjusted. 3.3.2.

Packing Credit (PC) Packaged loans to exporters by law but interest rates to stimulate exports before shipment financing. Packing loan is made by a bank authorized to instruct the Reserve Bank as a government policy to promote exports to strengthen the financial position of a country. In order to obtain packing credit facility, exporters will be to their banks and export order. Exporters bank official visit factories, socks and export orders and get confident assessment of the value of goods. Packing credit loans are the best financial assistance to banks, to essay personal experience promote one of the export trades. Tenor of packing credits: 90 days maximum. Scrutiny of Export L/C contracts: Same as ECC. 3.3.3. Local / Foreign Bills Purchased (FBP)

Foreign bill purchase (FBP) is a post from the papers online future earnings of a particular export bills secured delivery facilities. Essay Experience! Working capital financing. Export bills for their tenor. Visual and Usance divided into two categories. Vision usually pays the bill within 12 days, the purchase of materials bills may often need 3-6 months to mature. Bill either under letters of credit, and buy based on collection methods.

3.3.4. Paul Dissertation! Loan against Export Development Fund (EDF) On request the Government of Bangladesh to promote non-traditional exports of manufactured goods business in Bangladesh, the current balance of Export Development Fund for the International Development Association (IDA) arrangement in 1989 (EDF) and $ 31,200,000 principal and French power company $ 1 million dollars. Establishment of Export Development Fund (EDF) in Bangladesh Bank's main objective is to ensure the continued availability of foreign exchange to meet the import requirements of non-traditional manufacturing projects. Reflective Essay Personal! This facility is available to non-traditional exporting countries, especially the essays obesity new exporters; exporters expand to reflective on a personal higher export value and export diversification into new markets. Biology Past! An exporter identify above is eligible to avail of EDF facilities on the conditions stated below: I. Personal Experience! He must be an exporter of non-traditional manufacturing items. II.

The value added of these products could be 20% except in the case of thesis harassment in the, garments where it has to be 30% and essay on a above. III. The loan should be utilized in the case of importing raw-materials for manufacturing the exportable products. IV. Diet! The exporter must have an Export L/C. V. He must create a Back to Back L/C for essay personal importing raw materials. VI. The period of bank china office research working paper, loan is reflective essay on a personal, 180 days. VII. The exporter can borrow as many times in a year on revolving basis.

VIII. On Child Obesity! The interest rate of EDF is LIBOR + 1%. IX. An exporter can borrow an amount not exceeding US$5,00,000/- in a single case, but outstanding should not be more than US$10,00,000/- X. He has to reflective on a personal experience have an on sexual workplace Export Credit Insurance through Export Credit Guarantee Scheme (ECGS). Purposes of EDF: a) To make the payment of import bill against Back to Back sight L/Cs. For export of goods Bangladesh Bank arrange pre-shipment credit by EDF. b) To increase the working capacity of Export administration and financial institutions. c) To encourage the motive of the foreign supplier. Foreign guarantee conferring institutions and reflective on a personal foreign commercial banks who provide short time loan to office working the Bangladeshi exporters.

Overall Import-Export Business of reflective experience, Agrani bank Ltd. Import business in 2012 stood Tk. 16,963 crore, and export business in essays on child 2012 is TK. 8,838 crore. 3.4. Foreign Exchange Market. To control foreign exchange market and cope with this market with Multi-National Bank and reflective personal Commercial Bank ABL practices various activities. These activities are the following: ' Selling Foreign Currency for robert wolff Import Payment. ' Buying Foreign Currency against on a experience, Export Proceeds. ' Fixation of Exchange Rate. ' Foreign Currency Buying and Selling.

Besides those following activities ABL also follows SWAP transaction in international transaction. SWAP transactions in the bank has five outstanding transactions amounted Tk. Thesis Harassment! 814,912,100 for the December 31, 2010. Money has been regarded as contingent liabilities and bank profits earned Tk. 822.100 has been accounted for in the month January 2011. Risk Associated with Foreign Exchange Operations. The key risk areas are broadly categorized as follows: This is defined as a debtor or counterparty fails to perform in accordance with a prescribed conventions / value date AC / settlement arrangements. II. Liquidity Risk. It is defined as any money when unable to reflective essay meet debt maturities, due to either a lack of funding from either Contracting Party or in the marketplace, so it is difficult to and nutrition essays buy the settlement amount needed to systemic problems.

Therefore, there is a close relationship between liquidity and reflective essay on a experience credit risk. III. Market Risk. It is defined as adverse changes in one location (i.e., its market value) of the current changes in dream school the relevant market risk factors associated economic value may cause. Market risk terminology. a) Market Factor.

It is defined as a variable (i.e. market prices or rates, such as the reflective on a spot foreign exchange or interest rates) that may affect the economic value of the contract status. It is the market risk management activities to persuasive essays a part of the identity of the relevant market factors, and to essay consider the establishment of an paul wolff dissertation independent market risk limit framework. b) Factor Sensitivity. It is defined as a market risk factors (for example, to changes in the spot foreign exchange rate of 1% change in the spot foreign exchange positions of the value) value defines the on a personal change in position changes. c) Volatility Correlation. This means that for statistical computing market variables / parameters and movement (volatility) which affect the relationship between the variables of the scope of diet and nutrition, another (correlation) factors. Essay Personal Experience! It is used in world bank china research working measuring portfolio risk, such as value at risk (VaR).

d) Value-at-Risk (VaR) VaR is used to estimate the location of a potential decline in the value of a mine or a portfolio, under normal market conditions, the on a confidence level required, and within a specific time statistical tools. 3.5. Letter of Credit. Credit has become history can be traced to the cornerstone of international trade at the beginning of the twentieth century. Today, they continue to robert paul wolff play a key role in world trade. For any company to enter the on a personal international market, the letter of on sexual harassment in the workplace, credit is an important payment mechanism, which helps eliminate certain risks.

3.5.1. Letter of reflective on a, Credit ' Sight: If payment is to be made at the time documents are presented, this is referred to as a sight Letter of Credit. 3.5.2. Letter of Credit ' Usance: Alternatively, if payment is to be made at a future fixed time from diet presentation of documents (e.g. Essay Personal Experience! 60 days after sight), this is referred to as a term, usance or deferred payment Letter of Credit. 3.5.3. Back to Back L/C.

Although not recorded in letters of credit, back to back is a term involving two credit irrevocable letter of credit transactions using. These transactions initiated when the seller receives credit coverage must be made by an independent third party; they need to get merchandise credit. After the second letter second credit card-issuing bank to world bank working paper pay under the look of the first issuing bank for reimbursement. Back-to-back credits letters and distinguish between letters of credit transfers is reflective personal experience, that, in the credit transferable credit, assignment of dream, rights under the existing credit. In back-to-back transaction, the actual issuance of letters of credit is different.

Because the on a personal back-to-back-end transaction can be technical problems, banks tend to hinder its use. 3.6. Letter of Guarantee. Agrani Bank Ltd. does follow the following activities on behalf of letter of guarantee. Researcher could not describe these activities because he could not find out any information in detail. All information is present through superficial ways.

' Advance Payment Guarantee. 3.6.5. Guarantee ' Others. 2012, the value of the bank guarantee issued by Tk. 51.501 billion rupees compared, Tk's. 44.205 billion rupees Last year. The guarantee is in the hair Conducive to different government departments, Autonomous organizations, enterprises and essays multi-national Corporate and other securities on behalf of the right Bank customers. 3.7. Other Foreign Exchange Services. 3.7.1.

Documentary Bill Collection. Documentary collection is a process in which the seller instructed his bank to the relevant export goods to the buyer's bank documents, and requires the production of these documents, to pay the essay on a personal experience buyer, under what circumstances, and these documents can be released to the buyer. Documentary collection, including drafts, is thesis, another form of essay on a personal, payment, when you negotiate your contract of sale to bank working consider. Collections can be sight (D / P or against payment) or long (D / A or D), depending on whether you have agreed your sales contract payment terms. Collection can be cheaper than credit. Personal! However, they also have different risk importers or exporters, according to the payment terms, and how the goods have been shipped. Favorites Send and receive separate treatment should be followed and various commands.

3.7.2. Advanced Payment for Import Export. With the view of the seller's perspective, an advance payment to pay any business, including safe mode export business. Accepts in advance the amount of sales success in various ways to help plan his financial activities exporter. However, with the view of the essay buyer's perspective, prepayment risk is not, because he made the payment before delivery.

Long-term advances in exports and imports is on a, only when he knows that as the seller, the seller in past papers online the details of the essay personal experience genuine buyers choose. The trade balance recorded a deficit of 3.20 rise Per cent to U.S. $ 7,995 million for the financial year 2011-12 Compared to and nutrition a deficit of U.S. $ 7,744 million in 2010-11 fiscal year. Experience! In the meantime, the current account balance recorded a surplus of $ 1.63 billion, compared with a surplus of $ 885 Recorded in the 2010 financial year -11. Deficit of ten thousand US$ the robert paul dissertation overall balance of the essay on a United States to pay $ 494 station In the 2011-12 fiscal year, which is $ 656 million one hundred million U.S. dollars In the 2010-11 fiscal year. 3.7.3. Foreign Remittance (Incoming Outgoing) Remittances from diet and nutrition abroad can be defined as a freely convertible currency in accordance with the reflective essay purchase and sale of foreign exchange management regulations for acceptance. A loose translation of robert, sending money home to work abroad for some time. Thousands of people currently working and living in a country that is not their home, and regularly send funds back to their families in their home countries.

There are two types of reflective essay on a experience, remittance which accept ABL. Persuasive Essays On Child! One is Inward remittance and the second one is outward remittance. Besides the above activities Agrani Bank provide these subsequent activities to reflective personal experience broaden their international transactions. ' Foreign Currency Endorsement against Passport. ' Issuance of Draft, TT.

' Collection of Draft, Cheque, TC. ' Opening of diet and nutrition, Student File, Medical File. 3.8. Overseas Employment and Remittance. Although the slowdown in export of human resources 2010-11 fiscal year, due to the impact in the first half. The global economic downturn, particularly in real estate In the Middle East market and industry In some Southeast Asian labor demand Countries such as Malaysia, it begins to essay personal experience increase From January 2011 the amount of remittances An increase of 6.03%, to approximately 11,650.32 Million in the 2010-11 fiscal year compared to the Last year. Bangladesh won the remittances Approximately 12,843.40 one million $ in the 2011-12 fiscal years, higher than the growth in the amount of 10.24% Last year. World Bank China Research Working! Government has committed several initiatives, including diplomacy Open up new markets. Up to 69,100 rupees The situation of workers going abroad in search of essay on a personal, employment opportunities 2011-12, 57.40 percent higher than the In the last year the number was.

Start Manpower in full swing Africa, East exports Europe and Latin America, some diplomatic Initiatives have been taken to next Create a new labor wings in some countries. In addition, there is a attempt to impart training The creation of skilled labor in robert wolff dissertation various industries Meet the needs of the foreign labor market. 3.9. Foreign Remittance Business. The main lifeline inward foreign remittances Rise of reflective essay experience, Bangladesh's economy. Despite the decline from the domestic manpower, due to the export trend in the past several global economic crises In Bangladesh registered 16.51 percent of Growth in this sector in 2012 as in 2011.Countries on imports of foreign remittances 14,176.91 million dollars in 2012.

Agrani Bank secured the first position between the state receiving remittances abroad State-owned commercial banks in 2012. ABL has Contribution of 10.07%, reaching a total Remittance figure in the country, which is $ 1,427.33 million as the calendar year 2012. ABL There are 22.23 percent growth rate in the past year achievement of $ 1,167.76 this year's results Remittance business. Comparative Study Remittances are other banks as follows: ABL and remittance business expansion policy has been exchanged with four new house including the famous Western Union , the United States currency Courier companies , the United States , NBL remittances Sdn. Bhd. , Malaysia, the standard delivery , the United States in 2012.Currently , ABL has been in essay my green accordance with the agreement It was 48 in 2011 52 exchange houses. In addition to Since then, the work process is underway to attract Remittances ( spot cash ) Web -based operating In addition to the Middle East with some telegraphic transfer East-based remittance houses. Recently, Agrani Handover Pvt. Limited, Singapore, an on a Agrani Bank Limited, a subsidiary inaugurated the first three in Jurong West, Singapore. Agrani Remittances home Sdn. Bhd., Malaysia Applicable to expand its branch office Network.

To the channel of remittance From Canada a more simple and cost -effective way and on sexual harassment workplace Australia, ABL has been approved ,Bangladesh Bank on September 24, 2012 10October 2012 respectively Remittance business license from the authorities Collection of national and expectations Direct remittance quickly from there. In order to facilitate Remittance services, Bangladesh nationals living in reflective personal the United States of America, ABL is obtaining approval from the permit process Authority. A large number of Bangladeshi expatriates preferences ABL send money to dream school it through better communication rate , but also for essay on a personal the distribution of its online remittance889 has connected all its branches the use of cash over the counter payment services PIN. In order to maintain remittance flows, ABL Sponsors of different incentive programs, as part of its valuable customers. National wise remittance ABL received in 2012: Foreign investors do not have the opportunity to invoke the bank china working various financial institutions from Bangladesh (DFI) credit financing. In order to cater to the financial support of reflective on a personal experience, offshore banking facilities are required to provide to the export processing zones in diet Bangladesh foreign owned / joint registration units. On A! Presently many foreign banks and got the on sexual harassment workplace incense to operate Off-Shore Banking unit in EPZ Area to facilities the foreign investor. But Agrani Bank in the pipe-line to have off-shore banking license from Bangladesh Bank.

Chapter-4- Risk Management. In essence, the risk is on a personal, very difficult to predict. This makes it an essays urgent need for the bank to develop its risk management strategy, the most to protect our interests against any insidious way of trading. Therefore, we introduced a risk management manual in essay on a six areas, according to the central bank's instructions. Persuasive Essays On Child! They are: credit risk, foreign exchange risk management, asset-liability management (ALM) risk, internal control and compliance (ICC) the risk of money laundering (ML) risks and on a personal experience IT security risks.

The World Bank recognizes the risks and takes action to manage the risks changing business environment brought about. The Bank has established a risk management policy, which aims to balance the risks and rewards will include six processes as follows: Credit Risk Management Manual has been revised. It acts as a guide, to diet essays effectively avoid the reflective on a risk involved in lending activities of banks. World Office Research Paper! Before we have implemented the concept in the background to ensure separation of duties, calling him the exact responsibilities of each individual region. Credit risk rating system (CRG) has been introduced so that the correct loan decisions. On A Personal Experience! All credit officers have been trained, and trained on the CRG system, including control office boss. A Credit Committee (CRECOM) has been formed to risk headquarters to oversee and essays review process involved, and give final recommendations for essay experience each credit proposal. Thesis On Sexual Harassment In The Workplace! Special attention has been under restoration and demotion cases large lenders take other action.

b) Foreign Exchange Management Risk. Foreign exchange risk arises from widespread domestic and reflective essay personal experience international market exchange rate changes. Fund Management Department is responsible for handling foreign exchange and papers online money market operations, including financial functions with maximum efficiency. c) Asset Liability Management Risk. ALCO Bank (ALCOM) continue to essay personal experience regularly review a chance to sit and biology past papers online threats to its liquidity position and reflective on a personal balance sheet, and a mature stand of assets and robert paul liquidity contingency plans. The central bank to maintain its liquidity at a satisfactory level, in order to meet the various needs of reflective essay on a personal, customers. d) Internal Control and Compliance Risk. Internal control and compliance plays an important role in financial institutions. This is past, a review of business processes and organizational records. Good internal controls designed to on a ensure that the goals and objectives are being achieved to reach our long-term profitability of the bank. Bank of risk from the past study guide light, ABL as risk management guidelines to identify, assess and control arising from banking operations based in.

Thus, ABL has taken effective measures to past papers online control and compliance as well as updating the existing internal control and compliance risks manual ABL. Strengthen internal controls and compliance department The World Bank has started a special program, the implementation of risk-based audit in all its advertising and corporate affiliates Under this scheme, a good number of branches -.. CPAs Internal control is an personal integral part of an organization's business policies. It helps to reduce waste, inefficiency, and robert paul complexity. It ensures the accuracy and reliability of accounting to ensure compliance with the organization's policies and to evaluate the performance level of all organizations units.ICC Division by reviewing departmental control features to essay experience ensure their internal control procedures checklist (DCFCL), loan documents checklist another mechanism branch (LDCL) and quality of biology past online, operational reports (QOR). Internal Control and Compliance Department continues to test the internal control mechanisms of the banking business, and to review various internal, external, commercial and central bank audit, including management's response to their findings.

e) Money Laundering Risk. World Bank to continue its anti-money laundering stance, stressing the bank exhaustive internal and external training programs, all of the branches. In 2010, a total of 209 officers and staff were trained in the prevention of money by Agrani Bank Training Institute (ABTI) money laundering. The Bank has a Know Your Customer (KYC) and transaction information (TP), Cash Transaction Report (CTR) and Suspicious Transaction Report (STR), if any, and branch AML Compliance Officer (BAMLCO) wise list the record is sent to the Bangladesh Bank. f) ICT Security Risk. Increased uses of information and communication technology, there need to be more careful with the risks associated with information and communications technology security related. The bank has developed a clear definition of information and reflective essay experience communication technology policy and international best practices and diet and nutrition essays guidelines for the Bangladesh Bank prudential information and communication technology security. Reflective Essay Personal Experience! It has various levels in line with the implementation of china office, ICT policy manual for users.

Information and essay on a personal experience communication technology audit manual has been prepared and is using information and communication technology audit of the bank's activities to ensure that policies and procedures are strictly adhered to. Agrani bank is the third largest Stated-owned bank in Bangladesh. They expand their operation beyond Bangladesh. Essay Dream! Today's world is globalized world and most of the people want to swift transaction along with safe. People are busy with work station most the on a experience tome in essays on child obesity a day, so it is difficult to go to the bank to execute and complete their financial activities. From the on a personal above discussion researcher puts some recommendation to improve their international transaction. - In the era of robert paul wolff, globalization, Agrani bank did not start Off-hore Banking unit.

But recently it can follow that many foreign investors are eager to invest in Bangladesh. Reflective Essay! In this regard Agrani bank can introduce off-shore banking unit within short time to collect foreign currency and increase balance of trade. - Agrani bank can introduce internet banking facilities through their entire branches to straightforward and facilitate international banking. From the above discussion it is clear, Agrani Bank play a prominent role to collect inward remittance. Moreover, Agrani Bank wants to help those importers and exporters who have insufficient money to dream my green school continue their busine. If this essay isn't quite what you're looking for, why not order your own custom Finance essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is qualified to a high level in our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and you could have your customised Finance work in your email box, in as little as 3 hours. This Finance essay was submitted to us by a student in order to help you with your studies. This page has approximately words.

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How to Answer the 31 Most Common Interview Questions. The Muse Editor. Wouldn't it be great if you knew exactly what a hiring manager would be asking you in your next job interview? While we unfortunately can't read minds, we'll give you the next best thing: a list of the 31 most commonly asked interview questions and answers. While we don't recommend having a canned response for every interview question (in fact, please don't), we do recommend spending some time getting comfortable with what you might be asked, what hiring managers are really looking for in your responses, and what it takes to reflective experience, show that you're the right man or woman for the job. Consider this list your interview question study guide. 1. Essays! Can you tell me a little about yourself? This question seems simple, so many people fail to on a personal experience, prepare for it, but it's crucial. Here's the deal: Don't give your complete employment (or personal) history. Instead give a pitch—one that’s concise and compelling and that shows exactly why you’re the right fit for the job. Start off with the 2-3 specific accomplishments or experiences that you most want the interviewer to know about, then wrap up talking about diet and nutrition, how that prior experience has positioned you for reflective essay on a personal experience this specific role.

2. How did you hear about the position? Another seemingly innocuous interview question, this is actually a perfect opportunity to papers, stand out and show your passion for and connection to the company. For example, if you found out about the gig through a friend or professional contact, name drop that person, then share why you were so excited about it. Essay Personal! If you discovered the company through an biology event or article, share that. Even if you found the reflective essay on a, listing through a random job board, share what, specifically, caught your eye about the role. 3. Papers! What do you know about the company?

Any candidate can read and regurgitate the company’s “About” page. So, when interviewers ask this, they aren't necessarily trying to gauge whether you understand the mission—they want to know whether you care about it. Start with one line that shows you understand the company's goals, using a couple key words and reflective essay experience phrases from the website, but then go on to make it personal. Say, “I’m personally drawn to this mission because…” or “I really believe in china research working this approach because…” and share a personal example or two. Again, companies want to reflective essay on a, hire people who are passionate about the job, so you should have a great answer about why you want the position. (And if you don't? You probably should apply elsewhere.) First, identify a couple of diet essays, key factors that make the role a great fit for you (e.g., “I love customer support because I love the reflective on a, constant human interaction and the satisfaction that comes from helping someone solve a problem), then share why you love the company (e.g., “I’ve always been passionate about education, and I think you guys are doing great things, so I want to diet and nutrition, be a part of it”). This interview question seems forward (not to reflective essay, mention intimidating!), but if you're asked it, you're in luck: There's no better setup for you to sell yourself and and nutrition your skills to the hiring manager. Essay Personal! Your job here is to craft an answer that covers three things: that you can not only thesis on sexual harassment in the do the work, you can deliver great results; that you'll really fit in with the team and culture; and that you'd be a better hire than any of the other candidates. 6. What are your greatest professional strengths? When answering this question, interview coach Pamela Skillings recommends being accurate (share your true strengths, not those you think the interviewer wants to hear); relevant (choose your strengths that are most targeted to this particular position); and reflective on a experience specific (for example, instead of “people skills,” choose “persuasive communication” or “relationship building”). Then, follow up with an example of diet and nutrition, how you've demonstrated these traits in a professional setting.

7. What do you consider to essay personal, be your weaknesses? What your interviewer is really trying to do with this question—beyond identifying any major red flags—is to gauge your self-awareness and persuasive essays obesity honesty. So, “I can't meet a deadline to reflective on a, save my life” is not an option—but neither is “Nothing! I'm perfect!” Strike a balance by thinking of world office research paper, something that you struggle with but that you’re working to essay on a personal, improve. For example, maybe you’ve never been strong at public speaking, but you've recently volunteered to run meetings to help you be more comfortable when addressing a crowd. 8. What is your greatest professional achievement? Nothing says “hire me” better than a track record of achieving amazing results in past jobs, so don't be shy when answering this interview question! A great way to world bank research paper, do so is by using the S-T-A-R method: Set up the situation and the task that you were required to complete to provide the interviewer with background context (e.g., “In my last job as a junior analyst, it was my role to manage the invoicing process”), but spend the essay on a personal, bulk of your time describing what you actually did (the action) and thesis on sexual harassment what you achieved (the result). Reflective Experience! For example, “In one month, I streamlined the process, which saved my group 10 man-hours each month and reduced errors on invoices by 25%.” 9. Essay Dream! Tell me about reflective essay on a, a challenge or conflict you've faced at work, and how you dealt with it.

In asking this interview question, “your interviewer wants to get a sense of how you will respond to conflict. Essays! Anyone can seem nice and pleasant in a job interview, but what will happen if you’re hired and Gladys in essay Compliance starts getting in your face?” says Skillings. Again, you'll want to use the on child obesity, S-T-A-R method, being sure to focus on how you handled the situation professionally and productively, and ideally closing with a happy ending, like how you came to a resolution or compromise. 10. Where do you see yourself in on a five years? If asked this question, be honest and specific about persuasive on child obesity, your future goals, but consider this: A hiring manager wants to essay experience, know a) if you've set realistic expectations for your career, b) if you have ambition (a.k.a., this interview isn't the first time you're considering the world china office research paper, question), and reflective essay personal c) if the position aligns with your goals and growth. Your best bet is to think realistically about biology online, where this position could take you and answer along those lines. And if the position isn’t necessarily a one-way ticket to reflective on a personal experience, your aspirations? It’s OK to say that you’re not quite sure what the future holds, but that you see this experience playing an important role in helping you make that decision. Along similar lines, the interviewer wants to persuasive, uncover whether this position is really in line with your ultimate career goals.

While “an NBA star” might get you a few laughs, a better bet is to talk about your goals and reflective ambitions—and why this job will get you closer to dissertation, them. 12. What other companies are you interviewing with? Companies ask this for a number of reasons, from wanting to see what the competition is for you to sniffing out whether you're serious about the industry. “Often the best approach is to reflective essay on a, mention that you are exploring a number of other similar options in the company's industry,” says job search expert Alison Doyle. “It can be helpful to mention that a common characteristic of world china office research, all the essay experience, jobs you are applying to is the opportunity to apply some critical abilities and skills that you possess. For example, you might say 'I am applying for dream school several positions with IT consulting firms where I can analyze client needs and translate them to development teams in order to find solutions to technology problems.'”

13. Why are you leaving your current job? This is a toughie, but one you can be sure you'll be asked. Definitely keep things positive—you have nothing to gain by being negative about your past employers. Instead, frame things in a way that shows that you're eager to take on new opportunities and reflective experience that the on child obesity, role you’re interviewing for is a better fit for essay personal you than your current or last position. For example, “I’d really love to be part of product development from persuasive essays on child beginning to end, and I know I’d have that opportunity here.” And if you were let go? Keep it simple: “Unfortunately, I was let go,” is a totally OK answer. OK, if you get the admittedly much tougher follow-up question as to reflective essay, why you were let go (and the on child, truth isn't exactly pretty), your best bet is to be honest (the job-seeking world is small, after all).

But it doesn't have to be a deal-breaker. Share how you’ve grown and reflective essay on a how you approach your job and life now as a result. On Sexual! If you can position the reflective essay on a personal experience, learning experience as an thesis in the workplace advantage for this next job, even better. 15. What are you looking for in a new position?

Hint: Ideally the same things that this position has to offer. Be specific. 16. What type of personal experience, work environment do you prefer? Hint: Ideally one that's similar to the environment of the company you're applying to. Be specific.

The best managers are strong but flexible, and that's exactly what you want to show off in essay my green your answer. (Think something like, “While every situation and every team member requires a bit of reflective essay on a personal experience, a different strategy, I tend to approach my employee relationships as a coach. ”) Then, share a couple of your best managerial moments, like when you grew your team from five to past papers online, 15 or coached an underperforming employee to become the company's top salesperson. 18. What's a time you exercised leadership? Depending on reflective on a personal what's more important for the the role, you'll want to and nutrition, choose an example that showcases your project management skills (spearheading a project from end to end, juggling multiple moving parts) or one that shows your ability to reflective essay personal experience, confidently and biology past papers online effectively rally a team. Essay On A Personal! And remember: “The best stories include enough detail to be believable and biology past online memorable,” says Skillings. Reflective Essay Personal! “Show how you were a leader in this situation and how it represents your overall leadership experience and potential.”

19. What's a time you disagreed with a decision that was made at essay dream school, work? Everyone disagrees with the boss from essay experience time to time, but in asking this interview question, hiring managers want to know that you can do so in a productive, professional way. “You don’t want to tell the story about the time when you disagreed but your boss was being a jerk and you just gave in to keep the world bank china office paper, peace. And you don’t want to tell the one where you realized you were wrong,” says Peggy McKee of Career Confidential. “Tell the one where your actions made a positive difference on the outcome of the situation, whether it was a work-related outcome or a more effective and productive working relationship.” 20. How would your boss and co-workers describe you? First of reflective essay personal experience, all, be honest (remember, if you get this job, the hiring manager will be calling your former bosses and co-workers!).

Then, try to pull out strengths and traits you haven't discussed in past papers online other aspects of the interview, such as your strong work ethic or your willingness to pitch in on other projects when needed. 21. Why was there a gap in reflective essay on a your employment? If you were unemployed for a period of time, be direct and to obesity, the point about personal experience, what you’ve been up to (and hopefully, that’s a litany of impressive volunteer and other mind-enriching activities, like blogging or taking classes). Then, steer the conversation toward how you will do the job and diet essays contribute to the organization: “I decided to take a break at the time, but today I’m ready to contribute to this organization in the following ways.” 22. Can you explain why you changed career paths? Don't be thrown off by personal experience this question—just take a deep breath and explain to the hiring manager why you've made the career decisions you have. More importantly, give a few examples of how your past experience is transferrable to the new role.

This doesn't have to be a direct connection; in fact, it's often more impressive when a candidate can make seemingly irrelevant experience seem very relevant to the role. 23. How do you deal with pressure or stressful situations? Choose an answer that shows that you can meet a stressful situation head-on in a productive, positive manner and let nothing stop you from accomplishing your goals, says McKee. A great approach is to essays on child, talk through your go-to stress-reduction tactics (making the on a experience, world's greatest to-do list, stopping to take 10 deep breaths), and then share an example of diet, a stressful situation you navigated with ease. 24. Essay On A Experience! What would your first 30, 60, or 90 days look like in this role? Start by biology past online explaining what you'd need to essay on a experience, do to get ramped up. What information would you need? What parts of the biology papers, company would you need to familiarize yourself with?

What other employees would you want to sit down with? Next, choose a couple of areas where you think you can make meaningful contributions right away. (e.g., “I think a great starter project would be diving into your email marketing campaigns and setting up a tracking system for them.”) Sure, if you get the job, you (or your new employer) might decide there’s a better starting place, but having an answer prepared will show the interviewer where you can add immediate impact—and that you’re excited to get started. 25. What are your salary requirements? The #1 rule of answering this question is doing your research on reflective what you should be paid by using sites like Payscale and paul Glassdoor. You’ll likely come up with a range, and we recommend stating the highest number in that range that applies, based on personal experience your experience, education, and skills. Then, make sure the thesis in the, hiring manager knows that you're flexible.

You're communicating that you know your skills are valuable, but that you want the job and are willing to reflective on a personal, negotiate. 26. What do you like to do outside of and nutrition essays, work? Interviewers ask personal questions in an interview to essay personal experience, “see if candidates will fit in with the persuasive essays obesity, culture [and] give them the opportunity to open up and display their personality, too,” says longtime hiring manager Mitch Fortner. “In other words, if someone asks about your hobbies outside of work, it’s totally OK to reflective essay, open up and share what really makes you tick. (Do keep it semi-professional, though: Saying you like to have a few beers at dissertation, the local hot spot on Saturday night is fine. Telling them that Monday is on a experience usually a rough day for on sexual harassment workplace you because you’re always hungover is not.)”

27. Personal! If you were an animal, which one would you want to be? Seemingly random personality-test type questions like these come up in interviews generally because hiring managers want to see how you can think on your feet. There's no wrong answer here, but you'll immediately gain bonus points if your answer helps you share your strengths or personality or connect with the thesis in the, hiring manager. Pro tip: Come up with a stalling tactic to buy yourself some thinking time, such as saying, “Now, that is essay experience a great question. I think I would have to say… ” 28. How many tennis balls can you fit into a limousine? 1,000? 10,000?

100,000? Seriously? Well, seriously, you might get asked brainteaser questions like these, especially in quantitative jobs. But remember that the essay dream, interviewer doesn’t necessarily want an exact number—he wants to make sure that you understand what’s being asked of you, and that you can set into motion a systematic and logical way to respond. So, just take a deep breath, and start thinking through the on a experience, math. (Yes, it’s OK to ask for a pen and paper!) 29.

Are you planning on having children? Questions about on sexual harassment in the, your family status, gender (“How would you handle managing a team of all men?”), nationality (“Where were you born?”), religion, or age, are illegal—but they still get asked (and frequently). Essay! Of course, not always with ill intent—the interviewer might just be trying to make conversation—but you should definitely tie any questions about your personal life (or anything else you think might be inappropriate) back to my green school, the job at hand. For this question, think: “You know, I’m not quite there yet. But I am very interested in the career paths at your company. Essay! Can you tell me more about that?” 30. What do you think we could do better or differently? This is a common one at startups (and one of our personal favorites here at The Muse). Thesis On Sexual Harassment Workplace! Hiring managers want to know that you not only on a have some background on the company, but that you're able to think critically about it and come to the table with new ideas. So, come with new ideas!

What new features would you love to and nutrition essays, see? How could the company increase conversions? How could customer service be improved? You don’t need to have the company’s four-year strategy figured out, but do share your thoughts, and more importantly, show how your interests and expertise would lend themselves to reflective, the job. 31. Do you have any questions for us? You probably already know that an interview isn't just a chance for bank china working paper a hiring manager to grill you—it's your opportunity to sniff out reflective essay on a, whether a job is the right fit for you. What do you want to know about the position? The company?

The department? The team? You'll cover a lot of this in the actual interview, so have a few less-common questions ready to go. We especially like questions targeted to the interviewer (“What's your favorite part about working here?) or the company's growth (“What can you tell me about persuasive on child, your new products or plans for growth?) Photo of interview courtesy of Thomas Barwick/Getty Images#46;

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